Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$90.54M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$289,021
−HK$18,124/mo
▼ 0.25% · 3.875%
HK$298,011
−HK$9,134/mo
Today · 4.125%
HK$307,145
baseline
▲ 0.50% · 4.625%
HK$325,834
+HK$18,689/mo

Deposit HK$27.16M · loan HK$63.37M · min. income ≈ HK$614,290/mo (50% DSR)

Upfront cash ≈ HK$31.01M (deposit + AVD stamp duty HK$3,847,743 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.