LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,446
−HK$12,946/mo
▼ 0.25% · 3.875%
HK$212,868
−HK$6,524/mo
Today · 4.125%
HK$219,392
baseline
▲ 0.50% · 4.625%
HK$232,742
+HK$13,350/mo
Deposit HK$45.27M · loan HK$45.27M · min. income ≈ HK$438,784/mo (50% DSR)
Upfront cash ≈ HK$49.12M (deposit + AVD stamp duty HK$3,847,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,669
−HK$12,409/mo
▼ 0.25% · 3.875%
HK$235,829
−HK$6,249/mo
Today · 4.125%
HK$242,078
baseline
▲ 0.50% · 4.625%
HK$254,838
+HK$12,760/mo
Deposit HK$45.27M · loan HK$45.27M · min. income ≈ HK$484,156/mo (50% DSR)
Upfront cash ≈ HK$49.12M (deposit + AVD stamp duty HK$3,847,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,735
−HK$15,536/mo
▼ 0.25% · 3.875%
HK$255,441
−HK$7,830/mo
Today · 4.125%
HK$263,271
baseline
▲ 0.50% · 4.625%
HK$279,290
+HK$16,019/mo
Deposit HK$36.21M · loan HK$54.32M · min. income ≈ HK$526,542/mo (50% DSR)
Upfront cash ≈ HK$40.06M (deposit + AVD stamp duty HK$3,847,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,603
−HK$14,890/mo
▼ 0.25% · 3.875%
HK$282,995
−HK$7,498/mo
Today · 4.125%
HK$290,493
baseline
▲ 0.50% · 4.625%
HK$305,806
+HK$15,313/mo
Deposit HK$36.21M · loan HK$54.32M · min. income ≈ HK$580,986/mo (50% DSR)
Upfront cash ≈ HK$40.06M (deposit + AVD stamp duty HK$3,847,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,025
−HK$18,124/mo
▼ 0.25% · 3.875%
HK$298,015
−HK$9,134/mo
Today · 4.125%
HK$307,149
baseline
▲ 0.50% · 4.625%
HK$325,838
+HK$18,689/mo
Deposit HK$27.16M · loan HK$63.38M · min. income ≈ HK$614,298/mo (50% DSR)
Upfront cash ≈ HK$31.01M (deposit + AVD stamp duty HK$3,847,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,537
−HK$17,372/mo
▼ 0.25% · 3.875%
HK$330,161
−HK$8,748/mo
Today · 4.125%
HK$338,909
baseline
▲ 0.50% · 4.625%
HK$356,773
+HK$17,864/mo
Deposit HK$27.16M · loan HK$63.38M · min. income ≈ HK$677,818/mo (50% DSR)
Upfront cash ≈ HK$31.01M (deposit + AVD stamp duty HK$3,847,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,603
−HK$23,303/mo
▼ 0.25% · 3.875%
HK$383,162
−HK$11,744/mo
Today · 4.125%
HK$394,906
baseline
▲ 0.50% · 4.625%
HK$418,935
+HK$24,029/mo
Deposit HK$9.05M · loan HK$81.48M · min. income ≈ HK$789,812/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$3,847,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,405
−HK$22,335/mo
▼ 0.25% · 3.875%
HK$424,492
−HK$11,248/mo
Today · 4.125%
HK$435,740
baseline
▲ 0.50% · 4.625%
HK$458,708
+HK$22,968/mo
Deposit HK$9.05M · loan HK$81.48M · min. income ≈ HK$871,480/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$3,847,798 · Scale 2, in force from 26 Feb 2026)