LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,498
−HK$12,949/mo
▼ 0.25% · 3.875%
HK$212,921
−HK$6,526/mo
Today · 4.125%
HK$219,447
baseline
▲ 0.50% · 4.625%
HK$232,800
+HK$13,353/mo
Deposit HK$45.28M · loan HK$45.28M · min. income ≈ HK$438,894/mo (50% DSR)
Upfront cash ≈ HK$49.13M (deposit + AVD stamp duty HK$3,848,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,727
−HK$12,411/mo
▼ 0.25% · 3.875%
HK$235,888
−HK$6,250/mo
Today · 4.125%
HK$242,138
baseline
▲ 0.50% · 4.625%
HK$254,902
+HK$12,764/mo
Deposit HK$45.28M · loan HK$45.28M · min. income ≈ HK$484,276/mo (50% DSR)
Upfront cash ≈ HK$49.13M (deposit + AVD stamp duty HK$3,848,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,797
−HK$15,539/mo
▼ 0.25% · 3.875%
HK$255,505
−HK$7,831/mo
Today · 4.125%
HK$263,336
baseline
▲ 0.50% · 4.625%
HK$279,360
+HK$16,024/mo
Deposit HK$36.22M · loan HK$54.34M · min. income ≈ HK$526,672/mo (50% DSR)
Upfront cash ≈ HK$40.07M (deposit + AVD stamp duty HK$3,848,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,672
−HK$14,894/mo
▼ 0.25% · 3.875%
HK$283,065
−HK$7,501/mo
Today · 4.125%
HK$290,566
baseline
▲ 0.50% · 4.625%
HK$305,882
+HK$15,316/mo
Deposit HK$36.22M · loan HK$54.34M · min. income ≈ HK$581,132/mo (50% DSR)
Upfront cash ≈ HK$40.07M (deposit + AVD stamp duty HK$3,848,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,097
−HK$18,129/mo
▼ 0.25% · 3.875%
HK$298,090
−HK$9,136/mo
Today · 4.125%
HK$307,226
baseline
▲ 0.50% · 4.625%
HK$325,920
+HK$18,694/mo
Deposit HK$27.17M · loan HK$63.39M · min. income ≈ HK$614,452/mo (50% DSR)
Upfront cash ≈ HK$31.02M (deposit + AVD stamp duty HK$3,848,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,617
−HK$17,376/mo
▼ 0.25% · 3.875%
HK$330,243
−HK$8,750/mo
Today · 4.125%
HK$338,993
baseline
▲ 0.50% · 4.625%
HK$356,862
+HK$17,869/mo
Deposit HK$27.17M · loan HK$63.39M · min. income ≈ HK$677,986/mo (50% DSR)
Upfront cash ≈ HK$31.02M (deposit + AVD stamp duty HK$3,848,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,696
−HK$23,309/mo
▼ 0.25% · 3.875%
HK$383,258
−HK$11,747/mo
Today · 4.125%
HK$395,005
baseline
▲ 0.50% · 4.625%
HK$419,040
+HK$24,035/mo
Deposit HK$9.06M · loan HK$81.50M · min. income ≈ HK$790,010/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$3,848,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,508
−HK$22,341/mo
▼ 0.25% · 3.875%
HK$424,598
−HK$11,251/mo
Today · 4.125%
HK$435,849
baseline
▲ 0.50% · 4.625%
HK$458,823
+HK$22,974/mo
Deposit HK$9.06M · loan HK$81.50M · min. income ≈ HK$871,698/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$3,848,759 · Scale 2, in force from 26 Feb 2026)