LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,656
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,299
−HK$653/mo
Today · 4.125%
HK$21,952
baseline
▲ 0.50% · 4.625%
HK$23,287
+HK$1,335/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,904/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$275,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,980
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,596
−HK$625/mo
Today · 4.125%
HK$24,221
baseline
▲ 0.50% · 4.625%
HK$25,498
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,442/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$275,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,787
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,559
−HK$783/mo
Today · 4.125%
HK$26,342
baseline
▲ 0.50% · 4.625%
HK$27,945
+HK$1,603/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$52,684/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,576
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,315
−HK$751/mo
Today · 4.125%
HK$29,066
baseline
▲ 0.50% · 4.625%
HK$30,598
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$58,132/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,919
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,818
−HK$914/mo
Today · 4.125%
HK$30,732
baseline
▲ 0.50% · 4.625%
HK$32,602
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,464/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,172
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,035
−HK$875/mo
Today · 4.125%
HK$33,910
baseline
▲ 0.50% · 4.625%
HK$35,697
+HK$1,787/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,820/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,181
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,338
−HK$1,175/mo
Today · 4.125%
HK$39,513
baseline
▲ 0.50% · 4.625%
HK$41,917
+HK$2,404/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,026/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,364
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,473
−HK$1,126/mo
Today · 4.125%
HK$43,599
baseline
▲ 0.50% · 4.625%
HK$45,897
+HK$2,298/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,198/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,874 · Scale 2, in force from 26 Feb 2026)