LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,578
−HK$12,955/mo
▼ 0.25% · 3.875%
HK$213,004
−HK$6,529/mo
Today · 4.125%
HK$219,533
baseline
▲ 0.50% · 4.625%
HK$232,891
+HK$13,358/mo
Deposit HK$45.30M · loan HK$45.30M · min. income ≈ HK$439,066/mo (50% DSR)
Upfront cash ≈ HK$49.15M (deposit + AVD stamp duty HK$3,850,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,816
−HK$12,417/mo
▼ 0.25% · 3.875%
HK$235,980
−HK$6,253/mo
Today · 4.125%
HK$242,233
baseline
▲ 0.50% · 4.625%
HK$255,001
+HK$12,768/mo
Deposit HK$45.30M · loan HK$45.30M · min. income ≈ HK$484,466/mo (50% DSR)
Upfront cash ≈ HK$49.15M (deposit + AVD stamp duty HK$3,850,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,894
−HK$15,545/mo
▼ 0.25% · 3.875%
HK$255,605
−HK$7,834/mo
Today · 4.125%
HK$263,439
baseline
▲ 0.50% · 4.625%
HK$279,469
+HK$16,030/mo
Deposit HK$36.24M · loan HK$54.36M · min. income ≈ HK$526,878/mo (50% DSR)
Upfront cash ≈ HK$40.09M (deposit + AVD stamp duty HK$3,850,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,780
−HK$14,899/mo
▼ 0.25% · 3.875%
HK$283,176
−HK$7,503/mo
Today · 4.125%
HK$290,679
baseline
▲ 0.50% · 4.625%
HK$306,001
+HK$15,322/mo
Deposit HK$36.24M · loan HK$54.36M · min. income ≈ HK$581,358/mo (50% DSR)
Upfront cash ≈ HK$40.09M (deposit + AVD stamp duty HK$3,850,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,210
−HK$18,136/mo
▼ 0.25% · 3.875%
HK$298,206
−HK$9,140/mo
Today · 4.125%
HK$307,346
baseline
▲ 0.50% · 4.625%
HK$326,047
+HK$18,701/mo
Deposit HK$27.18M · loan HK$63.42M · min. income ≈ HK$614,692/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$3,850,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,743
−HK$17,383/mo
▼ 0.25% · 3.875%
HK$330,372
−HK$8,754/mo
Today · 4.125%
HK$339,126
baseline
▲ 0.50% · 4.625%
HK$357,001
+HK$17,875/mo
Deposit HK$27.18M · loan HK$63.42M · min. income ≈ HK$678,252/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$3,850,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,841
−HK$23,318/mo
▼ 0.25% · 3.875%
HK$383,407
−HK$11,752/mo
Today · 4.125%
HK$395,159
baseline
▲ 0.50% · 4.625%
HK$419,203
+HK$24,044/mo
Deposit HK$9.06M · loan HK$81.53M · min. income ≈ HK$790,318/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$3,850,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,669
−HK$22,350/mo
▼ 0.25% · 3.875%
HK$424,764
−HK$11,255/mo
Today · 4.125%
HK$436,019
baseline
▲ 0.50% · 4.625%
HK$459,002
+HK$22,983/mo
Deposit HK$9.06M · loan HK$81.53M · min. income ≈ HK$872,038/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$3,850,260 · Scale 2, in force from 26 Feb 2026)