LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,670
−HK$12,960/mo
▼ 0.25% · 3.875%
HK$213,098
−HK$6,532/mo
Today · 4.125%
HK$219,630
baseline
▲ 0.50% · 4.625%
HK$232,994
+HK$13,364/mo
Deposit HK$45.32M · loan HK$45.32M · min. income ≈ HK$439,260/mo (50% DSR)
Upfront cash ≈ HK$49.17M (deposit + AVD stamp duty HK$3,851,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,918
−HK$12,422/mo
▼ 0.25% · 3.875%
HK$236,084
−HK$6,256/mo
Today · 4.125%
HK$242,340
baseline
▲ 0.50% · 4.625%
HK$255,114
+HK$12,774/mo
Deposit HK$45.32M · loan HK$45.32M · min. income ≈ HK$484,680/mo (50% DSR)
Upfront cash ≈ HK$49.17M (deposit + AVD stamp duty HK$3,851,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,004
−HK$15,552/mo
▼ 0.25% · 3.875%
HK$255,718
−HK$7,838/mo
Today · 4.125%
HK$263,556
baseline
▲ 0.50% · 4.625%
HK$279,593
+HK$16,037/mo
Deposit HK$36.25M · loan HK$54.38M · min. income ≈ HK$527,112/mo (50% DSR)
Upfront cash ≈ HK$40.11M (deposit + AVD stamp duty HK$3,851,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,902
−HK$14,906/mo
▼ 0.25% · 3.875%
HK$283,301
−HK$7,507/mo
Today · 4.125%
HK$290,808
baseline
▲ 0.50% · 4.625%
HK$306,137
+HK$15,329/mo
Deposit HK$36.25M · loan HK$54.38M · min. income ≈ HK$581,616/mo (50% DSR)
Upfront cash ≈ HK$40.11M (deposit + AVD stamp duty HK$3,851,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,338
−HK$18,144/mo
▼ 0.25% · 3.875%
HK$298,338
−HK$9,144/mo
Today · 4.125%
HK$307,482
baseline
▲ 0.50% · 4.625%
HK$326,191
+HK$18,709/mo
Deposit HK$27.19M · loan HK$63.44M · min. income ≈ HK$614,964/mo (50% DSR)
Upfront cash ≈ HK$31.04M (deposit + AVD stamp duty HK$3,851,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,885
−HK$17,391/mo
▼ 0.25% · 3.875%
HK$330,518
−HK$8,758/mo
Today · 4.125%
HK$339,276
baseline
▲ 0.50% · 4.625%
HK$357,159
+HK$17,883/mo
Deposit HK$27.19M · loan HK$63.44M · min. income ≈ HK$678,552/mo (50% DSR)
Upfront cash ≈ HK$31.04M (deposit + AVD stamp duty HK$3,851,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,006
−HK$23,328/mo
▼ 0.25% · 3.875%
HK$383,577
−HK$11,757/mo
Today · 4.125%
HK$395,334
baseline
▲ 0.50% · 4.625%
HK$419,389
+HK$24,055/mo
Deposit HK$9.06M · loan HK$81.57M · min. income ≈ HK$790,668/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$3,851,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,853
−HK$22,359/mo
▼ 0.25% · 3.875%
HK$424,952
−HK$11,260/mo
Today · 4.125%
HK$436,212
baseline
▲ 0.50% · 4.625%
HK$459,205
+HK$22,993/mo
Deposit HK$9.06M · loan HK$81.57M · min. income ≈ HK$872,424/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$3,851,965 · Scale 2, in force from 26 Feb 2026)