LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,672
−HK$12,960/mo
▼ 0.25% · 3.875%
HK$213,101
−HK$6,531/mo
Today · 4.125%
HK$219,632
baseline
▲ 0.50% · 4.625%
HK$232,996
+HK$13,364/mo
Deposit HK$45.32M · loan HK$45.32M · min. income ≈ HK$439,264/mo (50% DSR)
Upfront cash ≈ HK$49.17M (deposit + AVD stamp duty HK$3,852,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,921
−HK$12,421/mo
▼ 0.25% · 3.875%
HK$236,087
−HK$6,255/mo
Today · 4.125%
HK$242,342
baseline
▲ 0.50% · 4.625%
HK$255,117
+HK$12,775/mo
Deposit HK$45.32M · loan HK$45.32M · min. income ≈ HK$484,684/mo (50% DSR)
Upfront cash ≈ HK$49.17M (deposit + AVD stamp duty HK$3,852,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,006
−HK$15,553/mo
▼ 0.25% · 3.875%
HK$255,721
−HK$7,838/mo
Today · 4.125%
HK$263,559
baseline
▲ 0.50% · 4.625%
HK$279,596
+HK$16,037/mo
Deposit HK$36.25M · loan HK$54.38M · min. income ≈ HK$527,118/mo (50% DSR)
Upfront cash ≈ HK$40.11M (deposit + AVD stamp duty HK$3,852,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,905
−HK$14,906/mo
▼ 0.25% · 3.875%
HK$283,304
−HK$7,507/mo
Today · 4.125%
HK$290,811
baseline
▲ 0.50% · 4.625%
HK$306,140
+HK$15,329/mo
Deposit HK$36.25M · loan HK$54.38M · min. income ≈ HK$581,622/mo (50% DSR)
Upfront cash ≈ HK$40.11M (deposit + AVD stamp duty HK$3,852,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,341
−HK$18,144/mo
▼ 0.25% · 3.875%
HK$298,341
−HK$9,144/mo
Today · 4.125%
HK$307,485
baseline
▲ 0.50% · 4.625%
HK$326,195
+HK$18,710/mo
Deposit HK$27.19M · loan HK$63.44M · min. income ≈ HK$614,970/mo (50% DSR)
Upfront cash ≈ HK$31.04M (deposit + AVD stamp duty HK$3,852,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,889
−HK$17,390/mo
▼ 0.25% · 3.875%
HK$330,522
−HK$8,757/mo
Today · 4.125%
HK$339,279
baseline
▲ 0.50% · 4.625%
HK$357,163
+HK$17,884/mo
Deposit HK$27.19M · loan HK$63.44M · min. income ≈ HK$678,558/mo (50% DSR)
Upfront cash ≈ HK$31.04M (deposit + AVD stamp duty HK$3,852,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,010
−HK$23,328/mo
▼ 0.25% · 3.875%
HK$383,581
−HK$11,757/mo
Today · 4.125%
HK$395,338
baseline
▲ 0.50% · 4.625%
HK$419,393
+HK$24,055/mo
Deposit HK$9.06M · loan HK$81.57M · min. income ≈ HK$790,676/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$3,852,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,857
−HK$22,359/mo
▼ 0.25% · 3.875%
HK$424,956
−HK$11,260/mo
Today · 4.125%
HK$436,216
baseline
▲ 0.50% · 4.625%
HK$459,210
+HK$22,994/mo
Deposit HK$9.06M · loan HK$81.57M · min. income ≈ HK$872,432/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$3,852,007 · Scale 2, in force from 26 Feb 2026)