LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,671
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,314
−HK$653/mo
Today · 4.125%
HK$21,967
baseline
▲ 0.50% · 4.625%
HK$23,304
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,934/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,996
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,613
−HK$626/mo
Today · 4.125%
HK$24,239
baseline
▲ 0.50% · 4.625%
HK$25,517
+HK$1,278/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,478/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,805
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,577
−HK$784/mo
Today · 4.125%
HK$26,361
baseline
▲ 0.50% · 4.625%
HK$27,965
+HK$1,604/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,722/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,596
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,336
−HK$751/mo
Today · 4.125%
HK$29,087
baseline
▲ 0.50% · 4.625%
HK$30,620
+HK$1,533/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,174/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,940
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,840
−HK$914/mo
Today · 4.125%
HK$30,754
baseline
▲ 0.50% · 4.625%
HK$32,626
+HK$1,872/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,508/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,195
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,058
−HK$876/mo
Today · 4.125%
HK$33,934
baseline
▲ 0.50% · 4.625%
HK$35,723
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,868/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,208
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,365
−HK$1,176/mo
Today · 4.125%
HK$39,541
baseline
▲ 0.50% · 4.625%
HK$41,947
+HK$2,406/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,082/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,394
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,504
−HK$1,126/mo
Today · 4.125%
HK$43,630
baseline
▲ 0.50% · 4.625%
HK$45,930
+HK$2,300/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,260/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,528 · Scale 2, in force from 26 Feb 2026)