LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,784
−HK$12,967/mo
▼ 0.25% · 3.875%
HK$213,216
−HK$6,535/mo
Today · 4.125%
HK$219,751
baseline
▲ 0.50% · 4.625%
HK$233,122
+HK$13,371/mo
Deposit HK$45.34M · loan HK$45.34M · min. income ≈ HK$439,502/mo (50% DSR)
Upfront cash ≈ HK$49.20M (deposit + AVD stamp duty HK$3,854,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,045
−HK$12,429/mo
▼ 0.25% · 3.875%
HK$236,215
−HK$6,259/mo
Today · 4.125%
HK$242,474
baseline
▲ 0.50% · 4.625%
HK$255,255
+HK$12,781/mo
Deposit HK$45.34M · loan HK$45.34M · min. income ≈ HK$484,948/mo (50% DSR)
Upfront cash ≈ HK$49.20M (deposit + AVD stamp duty HK$3,854,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,141
−HK$15,560/mo
▼ 0.25% · 3.875%
HK$255,859
−HK$7,842/mo
Today · 4.125%
HK$263,701
baseline
▲ 0.50% · 4.625%
HK$279,747
+HK$16,046/mo
Deposit HK$36.27M · loan HK$54.41M · min. income ≈ HK$527,402/mo (50% DSR)
Upfront cash ≈ HK$40.13M (deposit + AVD stamp duty HK$3,854,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,054
−HK$14,914/mo
▼ 0.25% · 3.875%
HK$283,458
−HK$7,510/mo
Today · 4.125%
HK$290,968
baseline
▲ 0.50% · 4.625%
HK$306,306
+HK$15,338/mo
Deposit HK$36.27M · loan HK$54.41M · min. income ≈ HK$581,936/mo (50% DSR)
Upfront cash ≈ HK$40.13M (deposit + AVD stamp duty HK$3,854,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,497
−HK$18,154/mo
▼ 0.25% · 3.875%
HK$298,502
−HK$9,149/mo
Today · 4.125%
HK$307,651
baseline
▲ 0.50% · 4.625%
HK$326,371
+HK$18,720/mo
Deposit HK$27.21M · loan HK$63.48M · min. income ≈ HK$615,302/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$3,854,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,063
−HK$17,400/mo
▼ 0.25% · 3.875%
HK$330,700
−HK$8,763/mo
Today · 4.125%
HK$339,463
baseline
▲ 0.50% · 4.625%
HK$357,357
+HK$17,894/mo
Deposit HK$27.21M · loan HK$63.48M · min. income ≈ HK$678,926/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$3,854,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,211
−HK$23,341/mo
▼ 0.25% · 3.875%
HK$383,789
−HK$11,763/mo
Today · 4.125%
HK$395,552
baseline
▲ 0.50% · 4.625%
HK$419,620
+HK$24,068/mo
Deposit HK$9.07M · loan HK$81.62M · min. income ≈ HK$791,104/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$3,854,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,081
−HK$22,371/mo
▼ 0.25% · 3.875%
HK$425,186
−HK$11,266/mo
Today · 4.125%
HK$436,452
baseline
▲ 0.50% · 4.625%
HK$459,458
+HK$23,006/mo
Deposit HK$9.07M · loan HK$81.62M · min. income ≈ HK$872,904/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$3,854,090 · Scale 2, in force from 26 Feb 2026)