LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,685
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,329
−HK$654/mo
Today · 4.125%
HK$21,983
baseline
▲ 0.50% · 4.625%
HK$23,320
+HK$1,337/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,966/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,012
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,630
−HK$626/mo
Today · 4.125%
HK$24,256
baseline
▲ 0.50% · 4.625%
HK$25,534
+HK$1,278/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,512/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,823
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,595
−HK$784/mo
Today · 4.125%
HK$26,379
baseline
▲ 0.50% · 4.625%
HK$27,984
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,758/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,615
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,355
−HK$752/mo
Today · 4.125%
HK$29,107
baseline
▲ 0.50% · 4.625%
HK$30,641
+HK$1,534/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,214/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,960
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,860
−HK$916/mo
Today · 4.125%
HK$30,776
baseline
▲ 0.50% · 4.625%
HK$32,648
+HK$1,872/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,552/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,217
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,081
−HK$877/mo
Today · 4.125%
HK$33,958
baseline
▲ 0.50% · 4.625%
HK$35,748
+HK$1,790/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,916/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,234
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,392
−HK$1,177/mo
Today · 4.125%
HK$39,569
baseline
▲ 0.50% · 4.625%
HK$41,976
+HK$2,407/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,138/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,422
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,533
−HK$1,127/mo
Today · 4.125%
HK$43,660
baseline
▲ 0.50% · 4.625%
HK$45,962
+HK$2,302/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,320/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,156 · Scale 2, in force from 26 Feb 2026)