LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,877
−HK$12,973/mo
▼ 0.25% · 3.875%
HK$213,312
−HK$6,538/mo
Today · 4.125%
HK$219,850
baseline
▲ 0.50% · 4.625%
HK$233,227
+HK$13,377/mo
Deposit HK$45.36M · loan HK$45.36M · min. income ≈ HK$439,700/mo (50% DSR)
Upfront cash ≈ HK$49.22M (deposit + AVD stamp duty HK$3,855,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,149
−HK$12,434/mo
▼ 0.25% · 3.875%
HK$236,321
−HK$6,262/mo
Today · 4.125%
HK$242,583
baseline
▲ 0.50% · 4.625%
HK$255,370
+HK$12,787/mo
Deposit HK$45.36M · loan HK$45.36M · min. income ≈ HK$485,166/mo (50% DSR)
Upfront cash ≈ HK$49.22M (deposit + AVD stamp duty HK$3,855,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,252
−HK$15,568/mo
▼ 0.25% · 3.875%
HK$255,974
−HK$7,846/mo
Today · 4.125%
HK$263,820
baseline
▲ 0.50% · 4.625%
HK$279,873
+HK$16,053/mo
Deposit HK$36.29M · loan HK$54.44M · min. income ≈ HK$527,640/mo (50% DSR)
Upfront cash ≈ HK$40.15M (deposit + AVD stamp duty HK$3,855,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,178
−HK$14,921/mo
▼ 0.25% · 3.875%
HK$283,585
−HK$7,514/mo
Today · 4.125%
HK$291,099
baseline
▲ 0.50% · 4.625%
HK$306,444
+HK$15,345/mo
Deposit HK$36.29M · loan HK$54.44M · min. income ≈ HK$582,198/mo (50% DSR)
Upfront cash ≈ HK$40.15M (deposit + AVD stamp duty HK$3,855,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,628
−HK$18,162/mo
▼ 0.25% · 3.875%
HK$298,637
−HK$9,153/mo
Today · 4.125%
HK$307,790
baseline
▲ 0.50% · 4.625%
HK$326,518
+HK$18,728/mo
Deposit HK$27.22M · loan HK$63.51M · min. income ≈ HK$615,580/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$3,855,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,208
−HK$17,408/mo
▼ 0.25% · 3.875%
HK$330,850
−HK$8,766/mo
Today · 4.125%
HK$339,616
baseline
▲ 0.50% · 4.625%
HK$357,518
+HK$17,902/mo
Deposit HK$27.22M · loan HK$63.51M · min. income ≈ HK$679,232/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$3,855,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,379
−HK$23,351/mo
▼ 0.25% · 3.875%
HK$383,962
−HK$11,768/mo
Today · 4.125%
HK$395,730
baseline
▲ 0.50% · 4.625%
HK$419,809
+HK$24,079/mo
Deposit HK$9.07M · loan HK$81.65M · min. income ≈ HK$791,460/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$3,855,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,268
−HK$22,381/mo
▼ 0.25% · 3.875%
HK$425,378
−HK$11,271/mo
Today · 4.125%
HK$436,649
baseline
▲ 0.50% · 4.625%
HK$459,665
+HK$23,016/mo
Deposit HK$9.07M · loan HK$81.65M · min. income ≈ HK$873,298/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$3,855,827 · Scale 2, in force from 26 Feb 2026)