LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,898
−HK$12,974/mo
▼ 0.25% · 3.875%
HK$213,333
−HK$6,539/mo
Today · 4.125%
HK$219,872
baseline
▲ 0.50% · 4.625%
HK$233,251
+HK$13,379/mo
Deposit HK$45.37M · loan HK$45.37M · min. income ≈ HK$439,744/mo (50% DSR)
Upfront cash ≈ HK$49.22M (deposit + AVD stamp duty HK$3,856,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,172
−HK$12,435/mo
▼ 0.25% · 3.875%
HK$236,345
−HK$6,262/mo
Today · 4.125%
HK$242,607
baseline
▲ 0.50% · 4.625%
HK$255,395
+HK$12,788/mo
Deposit HK$45.37M · loan HK$45.37M · min. income ≈ HK$485,214/mo (50% DSR)
Upfront cash ≈ HK$49.22M (deposit + AVD stamp duty HK$3,856,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,277
−HK$15,570/mo
▼ 0.25% · 3.875%
HK$256,000
−HK$7,847/mo
Today · 4.125%
HK$263,847
baseline
▲ 0.50% · 4.625%
HK$279,901
+HK$16,054/mo
Deposit HK$36.29M · loan HK$54.44M · min. income ≈ HK$527,694/mo (50% DSR)
Upfront cash ≈ HK$40.15M (deposit + AVD stamp duty HK$3,856,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,206
−HK$14,923/mo
▼ 0.25% · 3.875%
HK$283,614
−HK$7,515/mo
Today · 4.125%
HK$291,129
baseline
▲ 0.50% · 4.625%
HK$306,474
+HK$15,345/mo
Deposit HK$36.29M · loan HK$54.44M · min. income ≈ HK$582,258/mo (50% DSR)
Upfront cash ≈ HK$40.15M (deposit + AVD stamp duty HK$3,856,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,657
−HK$18,164/mo
▼ 0.25% · 3.875%
HK$298,667
−HK$9,154/mo
Today · 4.125%
HK$307,821
baseline
▲ 0.50% · 4.625%
HK$326,551
+HK$18,730/mo
Deposit HK$27.22M · loan HK$63.51M · min. income ≈ HK$615,642/mo (50% DSR)
Upfront cash ≈ HK$31.08M (deposit + AVD stamp duty HK$3,856,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,240
−HK$17,410/mo
▼ 0.25% · 3.875%
HK$330,883
−HK$8,767/mo
Today · 4.125%
HK$339,650
baseline
▲ 0.50% · 4.625%
HK$357,553
+HK$17,903/mo
Deposit HK$27.22M · loan HK$63.51M · min. income ≈ HK$679,300/mo (50% DSR)
Upfront cash ≈ HK$31.08M (deposit + AVD stamp duty HK$3,856,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,416
−HK$23,354/mo
▼ 0.25% · 3.875%
HK$384,000
−HK$11,770/mo
Today · 4.125%
HK$395,770
baseline
▲ 0.50% · 4.625%
HK$419,851
+HK$24,081/mo
Deposit HK$9.07M · loan HK$81.66M · min. income ≈ HK$791,540/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$3,856,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,309
−HK$22,384/mo
▼ 0.25% · 3.875%
HK$425,421
−HK$11,272/mo
Today · 4.125%
HK$436,693
baseline
▲ 0.50% · 4.625%
HK$459,712
+HK$23,019/mo
Deposit HK$9.07M · loan HK$81.66M · min. income ≈ HK$873,386/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$3,856,214 · Scale 2, in force from 26 Feb 2026)