LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,694
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,337
−HK$654/mo
Today · 4.125%
HK$21,991
baseline
▲ 0.50% · 4.625%
HK$23,330
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,982/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,022
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,639
−HK$626/mo
Today · 4.125%
HK$24,265
baseline
▲ 0.50% · 4.625%
HK$25,544
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,530/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,833
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,605
−HK$785/mo
Today · 4.125%
HK$26,390
baseline
▲ 0.50% · 4.625%
HK$27,996
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,780/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,626
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,367
−HK$751/mo
Today · 4.125%
HK$29,118
baseline
▲ 0.50% · 4.625%
HK$30,653
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,236/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,971
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,872
−HK$916/mo
Today · 4.125%
HK$30,788
baseline
▲ 0.50% · 4.625%
HK$32,661
+HK$1,873/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,576/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,230
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,095
−HK$877/mo
Today · 4.125%
HK$33,972
baseline
▲ 0.50% · 4.625%
HK$35,762
+HK$1,790/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,944/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,249
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,407
−HK$1,178/mo
Today · 4.125%
HK$39,585
baseline
▲ 0.50% · 4.625%
HK$41,993
+HK$2,408/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,170/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,439
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,550
−HK$1,128/mo
Today · 4.125%
HK$43,678
baseline
▲ 0.50% · 4.625%
HK$45,980
+HK$2,302/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,356/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,520 · Scale 2, in force from 26 Feb 2026)