LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,953
−HK$12,977/mo
▼ 0.25% · 3.875%
HK$213,390
−HK$6,540/mo
Today · 4.125%
HK$219,930
baseline
▲ 0.50% · 4.625%
HK$233,313
+HK$13,383/mo
Deposit HK$45.38M · loan HK$45.38M · min. income ≈ HK$439,860/mo (50% DSR)
Upfront cash ≈ HK$49.24M (deposit + AVD stamp duty HK$3,857,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,233
−HK$12,438/mo
▼ 0.25% · 3.875%
HK$236,407
−HK$6,264/mo
Today · 4.125%
HK$242,671
baseline
▲ 0.50% · 4.625%
HK$255,463
+HK$12,792/mo
Deposit HK$45.38M · loan HK$45.38M · min. income ≈ HK$485,342/mo (50% DSR)
Upfront cash ≈ HK$49.24M (deposit + AVD stamp duty HK$3,857,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,343
−HK$15,573/mo
▼ 0.25% · 3.875%
HK$256,068
−HK$7,848/mo
Today · 4.125%
HK$263,916
baseline
▲ 0.50% · 4.625%
HK$279,975
+HK$16,059/mo
Deposit HK$36.30M · loan HK$54.46M · min. income ≈ HK$527,832/mo (50% DSR)
Upfront cash ≈ HK$40.16M (deposit + AVD stamp duty HK$3,857,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,279
−HK$14,927/mo
▼ 0.25% · 3.875%
HK$283,689
−HK$7,517/mo
Today · 4.125%
HK$291,206
baseline
▲ 0.50% · 4.625%
HK$306,556
+HK$15,350/mo
Deposit HK$36.30M · loan HK$54.46M · min. income ≈ HK$582,412/mo (50% DSR)
Upfront cash ≈ HK$40.16M (deposit + AVD stamp duty HK$3,857,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,734
−HK$18,168/mo
▼ 0.25% · 3.875%
HK$298,746
−HK$9,156/mo
Today · 4.125%
HK$307,902
baseline
▲ 0.50% · 4.625%
HK$326,638
+HK$18,736/mo
Deposit HK$27.23M · loan HK$63.53M · min. income ≈ HK$615,804/mo (50% DSR)
Upfront cash ≈ HK$31.08M (deposit + AVD stamp duty HK$3,857,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,326
−HK$17,414/mo
▼ 0.25% · 3.875%
HK$330,970
−HK$8,770/mo
Today · 4.125%
HK$339,740
baseline
▲ 0.50% · 4.625%
HK$357,648
+HK$17,908/mo
Deposit HK$27.23M · loan HK$63.53M · min. income ≈ HK$679,480/mo (50% DSR)
Upfront cash ≈ HK$31.08M (deposit + AVD stamp duty HK$3,857,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,515
−HK$23,360/mo
▼ 0.25% · 3.875%
HK$384,102
−HK$11,773/mo
Today · 4.125%
HK$395,875
baseline
▲ 0.50% · 4.625%
HK$419,963
+HK$24,088/mo
Deposit HK$9.08M · loan HK$81.68M · min. income ≈ HK$791,750/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$3,857,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,419
−HK$22,390/mo
▼ 0.25% · 3.875%
HK$425,533
−HK$11,276/mo
Today · 4.125%
HK$436,809
baseline
▲ 0.50% · 4.625%
HK$459,833
+HK$23,024/mo
Deposit HK$9.08M · loan HK$81.68M · min. income ≈ HK$873,618/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$3,857,235 · Scale 2, in force from 26 Feb 2026)