LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,697
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,340
−HK$655/mo
Today · 4.125%
HK$21,995
baseline
▲ 0.50% · 4.625%
HK$23,333
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,990/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,025
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,642
−HK$627/mo
Today · 4.125%
HK$24,269
baseline
▲ 0.50% · 4.625%
HK$25,548
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,538/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,836
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,609
−HK$784/mo
Today · 4.125%
HK$26,393
baseline
▲ 0.50% · 4.625%
HK$27,999
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,786/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,630
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,371
−HK$752/mo
Today · 4.125%
HK$29,123
baseline
▲ 0.50% · 4.625%
HK$30,658
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,246/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,975
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,877
−HK$915/mo
Today · 4.125%
HK$30,792
baseline
▲ 0.50% · 4.625%
HK$32,666
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,584/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,235
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,099
−HK$877/mo
Today · 4.125%
HK$33,976
baseline
▲ 0.50% · 4.625%
HK$35,767
+HK$1,791/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,952/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,254
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,413
−HK$1,177/mo
Today · 4.125%
HK$39,590
baseline
▲ 0.50% · 4.625%
HK$41,999
+HK$2,409/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,180/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,445
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,556
−HK$1,128/mo
Today · 4.125%
HK$43,684
baseline
▲ 0.50% · 4.625%
HK$45,987
+HK$2,303/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,368/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,648 · Scale 2, in force from 26 Feb 2026)