LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,975
−HK$12,979/mo
▼ 0.25% · 3.875%
HK$213,413
−HK$6,541/mo
Today · 4.125%
HK$219,954
baseline
▲ 0.50% · 4.625%
HK$233,338
+HK$13,384/mo
Deposit HK$45.38M · loan HK$45.38M · min. income ≈ HK$439,908/mo (50% DSR)
Upfront cash ≈ HK$49.24M (deposit + AVD stamp duty HK$3,857,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,257
−HK$12,441/mo
▼ 0.25% · 3.875%
HK$236,433
−HK$6,265/mo
Today · 4.125%
HK$242,698
baseline
▲ 0.50% · 4.625%
HK$255,491
+HK$12,793/mo
Deposit HK$45.38M · loan HK$45.38M · min. income ≈ HK$485,396/mo (50% DSR)
Upfront cash ≈ HK$49.24M (deposit + AVD stamp duty HK$3,857,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,370
−HK$15,575/mo
▼ 0.25% · 3.875%
HK$256,096
−HK$7,849/mo
Today · 4.125%
HK$263,945
baseline
▲ 0.50% · 4.625%
HK$280,005
+HK$16,060/mo
Deposit HK$36.31M · loan HK$54.46M · min. income ≈ HK$527,890/mo (50% DSR)
Upfront cash ≈ HK$40.16M (deposit + AVD stamp duty HK$3,857,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,309
−HK$14,928/mo
▼ 0.25% · 3.875%
HK$283,719
−HK$7,518/mo
Today · 4.125%
HK$291,237
baseline
▲ 0.50% · 4.625%
HK$306,589
+HK$15,352/mo
Deposit HK$36.31M · loan HK$54.46M · min. income ≈ HK$582,474/mo (50% DSR)
Upfront cash ≈ HK$40.16M (deposit + AVD stamp duty HK$3,857,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,765
−HK$18,171/mo
▼ 0.25% · 3.875%
HK$298,778
−HK$9,158/mo
Today · 4.125%
HK$307,936
baseline
▲ 0.50% · 4.625%
HK$326,673
+HK$18,737/mo
Deposit HK$27.23M · loan HK$63.54M · min. income ≈ HK$615,872/mo (50% DSR)
Upfront cash ≈ HK$31.09M (deposit + AVD stamp duty HK$3,857,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,360
−HK$17,417/mo
▼ 0.25% · 3.875%
HK$331,006
−HK$8,771/mo
Today · 4.125%
HK$339,777
baseline
▲ 0.50% · 4.625%
HK$357,687
+HK$17,910/mo
Deposit HK$27.23M · loan HK$63.54M · min. income ≈ HK$679,554/mo (50% DSR)
Upfront cash ≈ HK$31.09M (deposit + AVD stamp duty HK$3,857,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,555
−HK$23,362/mo
▼ 0.25% · 3.875%
HK$384,143
−HK$11,774/mo
Today · 4.125%
HK$395,917
baseline
▲ 0.50% · 4.625%
HK$420,008
+HK$24,091/mo
Deposit HK$9.08M · loan HK$81.69M · min. income ≈ HK$791,834/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$3,857,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,463
−HK$22,393/mo
▼ 0.25% · 3.875%
HK$425,579
−HK$11,277/mo
Today · 4.125%
HK$436,856
baseline
▲ 0.50% · 4.625%
HK$459,883
+HK$23,027/mo
Deposit HK$9.08M · loan HK$81.69M · min. income ≈ HK$873,712/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$3,857,651 · Scale 2, in force from 26 Feb 2026)