LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,980
−HK$12,980/mo
▼ 0.25% · 3.875%
HK$213,419
−HK$6,541/mo
Today · 4.125%
HK$219,960
baseline
▲ 0.50% · 4.625%
HK$233,344
+HK$13,384/mo
Deposit HK$45.39M · loan HK$45.39M · min. income ≈ HK$439,920/mo (50% DSR)
Upfront cash ≈ HK$49.24M (deposit + AVD stamp duty HK$3,857,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,264
−HK$12,440/mo
▼ 0.25% · 3.875%
HK$236,439
−HK$6,265/mo
Today · 4.125%
HK$242,704
baseline
▲ 0.50% · 4.625%
HK$255,497
+HK$12,793/mo
Deposit HK$45.39M · loan HK$45.39M · min. income ≈ HK$485,408/mo (50% DSR)
Upfront cash ≈ HK$49.24M (deposit + AVD stamp duty HK$3,857,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,376
−HK$15,576/mo
▼ 0.25% · 3.875%
HK$256,102
−HK$7,850/mo
Today · 4.125%
HK$263,952
baseline
▲ 0.50% · 4.625%
HK$280,013
+HK$16,061/mo
Deposit HK$36.31M · loan HK$54.46M · min. income ≈ HK$527,904/mo (50% DSR)
Upfront cash ≈ HK$40.17M (deposit + AVD stamp duty HK$3,857,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,316
−HK$14,929/mo
▼ 0.25% · 3.875%
HK$283,727
−HK$7,518/mo
Today · 4.125%
HK$291,245
baseline
▲ 0.50% · 4.625%
HK$306,597
+HK$15,352/mo
Deposit HK$36.31M · loan HK$54.46M · min. income ≈ HK$582,490/mo (50% DSR)
Upfront cash ≈ HK$40.17M (deposit + AVD stamp duty HK$3,857,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,772
−HK$18,172/mo
▼ 0.25% · 3.875%
HK$298,786
−HK$9,158/mo
Today · 4.125%
HK$307,944
baseline
▲ 0.50% · 4.625%
HK$326,681
+HK$18,737/mo
Deposit HK$27.23M · loan HK$63.54M · min. income ≈ HK$615,888/mo (50% DSR)
Upfront cash ≈ HK$31.09M (deposit + AVD stamp duty HK$3,857,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,369
−HK$17,417/mo
▼ 0.25% · 3.875%
HK$331,015
−HK$8,771/mo
Today · 4.125%
HK$339,786
baseline
▲ 0.50% · 4.625%
HK$357,696
+HK$17,910/mo
Deposit HK$27.23M · loan HK$63.54M · min. income ≈ HK$679,572/mo (50% DSR)
Upfront cash ≈ HK$31.09M (deposit + AVD stamp duty HK$3,857,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,565
−HK$23,363/mo
▼ 0.25% · 3.875%
HK$384,154
−HK$11,774/mo
Today · 4.125%
HK$395,928
baseline
▲ 0.50% · 4.625%
HK$420,019
+HK$24,091/mo
Deposit HK$9.08M · loan HK$81.69M · min. income ≈ HK$791,856/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$3,857,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,474
−HK$22,393/mo
▼ 0.25% · 3.875%
HK$425,590
−HK$11,277/mo
Today · 4.125%
HK$436,867
baseline
▲ 0.50% · 4.625%
HK$459,895
+HK$23,028/mo
Deposit HK$9.08M · loan HK$81.69M · min. income ≈ HK$873,734/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$3,857,753 · Scale 2, in force from 26 Feb 2026)