LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,699
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,343
−HK$654/mo
Today · 4.125%
HK$21,997
baseline
▲ 0.50% · 4.625%
HK$23,336
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,994/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,028
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,645
−HK$627/mo
Today · 4.125%
HK$24,272
baseline
▲ 0.50% · 4.625%
HK$25,551
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,544/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,839
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,612
−HK$785/mo
Today · 4.125%
HK$26,397
baseline
▲ 0.50% · 4.625%
HK$28,003
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,794/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,633
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,375
−HK$751/mo
Today · 4.125%
HK$29,126
baseline
▲ 0.50% · 4.625%
HK$30,662
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,252/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,979
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,881
−HK$915/mo
Today · 4.125%
HK$30,796
baseline
▲ 0.50% · 4.625%
HK$32,670
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,592/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,239
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,104
−HK$877/mo
Today · 4.125%
HK$33,981
baseline
▲ 0.50% · 4.625%
HK$35,772
+HK$1,791/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,962/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,259
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,418
−HK$1,177/mo
Today · 4.125%
HK$39,595
baseline
▲ 0.50% · 4.625%
HK$42,005
+HK$2,410/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,190/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,450
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,562
−HK$1,128/mo
Today · 4.125%
HK$43,690
baseline
▲ 0.50% · 4.625%
HK$45,993
+HK$2,303/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,380/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,767 · Scale 2, in force from 26 Feb 2026)