LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,713
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,357
−HK$654/mo
Today · 4.125%
HK$22,011
baseline
▲ 0.50% · 4.625%
HK$23,351
+HK$1,340/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,022/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,043
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,661
−HK$626/mo
Today · 4.125%
HK$24,287
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,281/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,574/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,855
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,628
−HK$786/mo
Today · 4.125%
HK$26,414
baseline
▲ 0.50% · 4.625%
HK$28,021
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,828/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,651
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,393
−HK$752/mo
Today · 4.125%
HK$29,145
baseline
▲ 0.50% · 4.625%
HK$30,681
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,290/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,998
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,900
−HK$916/mo
Today · 4.125%
HK$30,816
baseline
▲ 0.50% · 4.625%
HK$32,691
+HK$1,875/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,632/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,260
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,125
−HK$877/mo
Today · 4.125%
HK$34,002
baseline
▲ 0.50% · 4.625%
HK$35,795
+HK$1,793/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,004/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,283
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,442
−HK$1,179/mo
Today · 4.125%
HK$39,621
baseline
▲ 0.50% · 4.625%
HK$42,031
+HK$2,410/mo
Deposit HK$908K · loan HK$8.18M · min. income ≈ HK$79,242/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,477
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,589
−HK$1,128/mo
Today · 4.125%
HK$43,717
baseline
▲ 0.50% · 4.625%
HK$46,022
+HK$2,305/mo
Deposit HK$908K · loan HK$8.18M · min. income ≈ HK$87,434/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,344 · Scale 2, in force from 26 Feb 2026)