LTV · monthly repayment
▼ 0.50% · 3.625%
HK$207,384
−HK$13,004/mo
▼ 0.25% · 3.875%
HK$213,834
−HK$6,554/mo
Today · 4.125%
HK$220,388
baseline
▲ 0.50% · 4.625%
HK$233,798
+HK$13,410/mo
Deposit HK$45.47M · loan HK$45.47M · min. income ≈ HK$440,776/mo (50% DSR)
Upfront cash ≈ HK$49.34M (deposit + AVD stamp duty HK$3,865,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,712
−HK$12,465/mo
▼ 0.25% · 3.875%
HK$236,900
−HK$6,277/mo
Today · 4.125%
HK$243,177
baseline
▲ 0.50% · 4.625%
HK$255,995
+HK$12,818/mo
Deposit HK$45.47M · loan HK$45.47M · min. income ≈ HK$486,354/mo (50% DSR)
Upfront cash ≈ HK$49.34M (deposit + AVD stamp duty HK$3,865,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,860
−HK$15,606/mo
▼ 0.25% · 3.875%
HK$256,601
−HK$7,865/mo
Today · 4.125%
HK$264,466
baseline
▲ 0.50% · 4.625%
HK$280,558
+HK$16,092/mo
Deposit HK$36.38M · loan HK$54.57M · min. income ≈ HK$528,932/mo (50% DSR)
Upfront cash ≈ HK$40.24M (deposit + AVD stamp duty HK$3,865,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,855
−HK$14,957/mo
▼ 0.25% · 3.875%
HK$284,280
−HK$7,532/mo
Today · 4.125%
HK$291,812
baseline
▲ 0.50% · 4.625%
HK$307,194
+HK$15,382/mo
Deposit HK$36.38M · loan HK$54.57M · min. income ≈ HK$583,624/mo (50% DSR)
Upfront cash ≈ HK$40.24M (deposit + AVD stamp duty HK$3,865,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,337
−HK$18,207/mo
▼ 0.25% · 3.875%
HK$299,368
−HK$9,176/mo
Today · 4.125%
HK$308,544
baseline
▲ 0.50% · 4.625%
HK$327,318
+HK$18,774/mo
Deposit HK$27.28M · loan HK$63.66M · min. income ≈ HK$617,088/mo (50% DSR)
Upfront cash ≈ HK$31.15M (deposit + AVD stamp duty HK$3,865,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,997
−HK$17,450/mo
▼ 0.25% · 3.875%
HK$331,660
−HK$8,787/mo
Today · 4.125%
HK$340,447
baseline
▲ 0.50% · 4.625%
HK$358,393
+HK$17,946/mo
Deposit HK$27.28M · loan HK$63.66M · min. income ≈ HK$680,894/mo (50% DSR)
Upfront cash ≈ HK$31.15M (deposit + AVD stamp duty HK$3,865,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,290
−HK$23,409/mo
▼ 0.25% · 3.875%
HK$384,902
−HK$11,797/mo
Today · 4.125%
HK$396,699
baseline
▲ 0.50% · 4.625%
HK$420,837
+HK$24,138/mo
Deposit HK$9.09M · loan HK$81.85M · min. income ≈ HK$793,398/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$3,865,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$415,282
−HK$22,436/mo
▼ 0.25% · 3.875%
HK$426,419
−HK$11,299/mo
Today · 4.125%
HK$437,718
baseline
▲ 0.50% · 4.625%
HK$460,791
+HK$23,073/mo
Deposit HK$9.09M · loan HK$81.85M · min. income ≈ HK$875,436/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$3,865,268 · Scale 2, in force from 26 Feb 2026)