LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,763
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,409
−HK$656/mo
Today · 4.125%
HK$22,065
baseline
▲ 0.50% · 4.625%
HK$23,408
+HK$1,343/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,130/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,099
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,718
−HK$629/mo
Today · 4.125%
HK$24,347
baseline
▲ 0.50% · 4.625%
HK$25,630
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,694/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,916
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,691
−HK$787/mo
Today · 4.125%
HK$26,478
baseline
▲ 0.50% · 4.625%
HK$28,089
+HK$1,611/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,956/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,719
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,462
−HK$754/mo
Today · 4.125%
HK$29,216
baseline
▲ 0.50% · 4.625%
HK$30,756
+HK$1,540/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,432/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,069
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,973
−HK$918/mo
Today · 4.125%
HK$30,891
baseline
▲ 0.50% · 4.625%
HK$32,771
+HK$1,880/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,782/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,338
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,206
−HK$880/mo
Today · 4.125%
HK$34,086
baseline
▲ 0.50% · 4.625%
HK$35,882
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,172/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,374
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,536
−HK$1,182/mo
Today · 4.125%
HK$39,718
baseline
▲ 0.50% · 4.625%
HK$42,134
+HK$2,416/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,436/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,578
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,693
−HK$1,131/mo
Today · 4.125%
HK$43,824
baseline
▲ 0.50% · 4.625%
HK$46,134
+HK$2,310/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,648/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,567 · Scale 2, in force from 26 Feb 2026)