LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,764
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,410
−HK$657/mo
Today · 4.125%
HK$22,067
baseline
▲ 0.50% · 4.625%
HK$23,409
+HK$1,342/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,134/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,100
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,720
−HK$628/mo
Today · 4.125%
HK$24,348
baseline
▲ 0.50% · 4.625%
HK$25,632
+HK$1,284/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,696/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,917
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,692
−HK$788/mo
Today · 4.125%
HK$26,480
baseline
▲ 0.50% · 4.625%
HK$28,091
+HK$1,611/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,960/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,720
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,464
−HK$754/mo
Today · 4.125%
HK$29,218
baseline
▲ 0.50% · 4.625%
HK$30,758
+HK$1,540/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,436/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,070
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,974
−HK$919/mo
Today · 4.125%
HK$30,893
baseline
▲ 0.50% · 4.625%
HK$32,773
+HK$1,880/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,786/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,340
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,208
−HK$880/mo
Today · 4.125%
HK$34,088
baseline
▲ 0.50% · 4.625%
HK$35,884
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,176/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,376
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,539
−HK$1,181/mo
Today · 4.125%
HK$39,720
baseline
▲ 0.50% · 4.625%
HK$42,137
+HK$2,417/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,440/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,580
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,696
−HK$1,131/mo
Today · 4.125%
HK$43,827
baseline
▲ 0.50% · 4.625%
HK$46,137
+HK$2,310/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,654/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,620 · Scale 2, in force from 26 Feb 2026)