LTV · monthly repayment
▼ 0.50% · 3.625%
HK$207,693
−HK$13,024/mo
▼ 0.25% · 3.875%
HK$214,154
−HK$6,563/mo
Today · 4.125%
HK$220,717
baseline
▲ 0.50% · 4.625%
HK$234,147
+HK$13,430/mo
Deposit HK$45.54M · loan HK$45.54M · min. income ≈ HK$441,434/mo (50% DSR)
Upfront cash ≈ HK$49.41M (deposit + AVD stamp duty HK$3,871,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,057
−HK$12,483/mo
▼ 0.25% · 3.875%
HK$237,253
−HK$6,287/mo
Today · 4.125%
HK$243,540
baseline
▲ 0.50% · 4.625%
HK$256,377
+HK$12,837/mo
Deposit HK$45.54M · loan HK$45.54M · min. income ≈ HK$487,080/mo (50% DSR)
Upfront cash ≈ HK$49.41M (deposit + AVD stamp duty HK$3,871,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,232
−HK$15,629/mo
▼ 0.25% · 3.875%
HK$256,984
−HK$7,877/mo
Today · 4.125%
HK$264,861
baseline
▲ 0.50% · 4.625%
HK$280,977
+HK$16,116/mo
Deposit HK$36.43M · loan HK$54.65M · min. income ≈ HK$529,722/mo (50% DSR)
Upfront cash ≈ HK$40.30M (deposit + AVD stamp duty HK$3,871,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,268
−HK$14,980/mo
▼ 0.25% · 3.875%
HK$284,704
−HK$7,544/mo
Today · 4.125%
HK$292,248
baseline
▲ 0.50% · 4.625%
HK$307,653
+HK$15,405/mo
Deposit HK$36.43M · loan HK$54.65M · min. income ≈ HK$584,496/mo (50% DSR)
Upfront cash ≈ HK$40.30M (deposit + AVD stamp duty HK$3,871,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,770
−HK$18,234/mo
▼ 0.25% · 3.875%
HK$299,815
−HK$9,189/mo
Today · 4.125%
HK$309,004
baseline
▲ 0.50% · 4.625%
HK$327,806
+HK$18,802/mo
Deposit HK$27.32M · loan HK$63.76M · min. income ≈ HK$618,008/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$3,871,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,479
−HK$17,477/mo
▼ 0.25% · 3.875%
HK$332,155
−HK$8,801/mo
Today · 4.125%
HK$340,956
baseline
▲ 0.50% · 4.625%
HK$358,928
+HK$17,972/mo
Deposit HK$27.32M · loan HK$63.76M · min. income ≈ HK$681,912/mo (50% DSR)
Upfront cash ≈ HK$31.20M (deposit + AVD stamp duty HK$3,871,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,848
−HK$23,443/mo
▼ 0.25% · 3.875%
HK$385,476
−HK$11,815/mo
Today · 4.125%
HK$397,291
baseline
▲ 0.50% · 4.625%
HK$421,465
+HK$24,174/mo
Deposit HK$9.11M · loan HK$81.97M · min. income ≈ HK$794,582/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$3,871,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$415,902
−HK$22,470/mo
▼ 0.25% · 3.875%
HK$427,056
−HK$11,316/mo
Today · 4.125%
HK$438,372
baseline
▲ 0.50% · 4.625%
HK$461,479
+HK$23,107/mo
Deposit HK$9.11M · loan HK$81.97M · min. income ≈ HK$876,744/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$3,871,038 · Scale 2, in force from 26 Feb 2026)