LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,777
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,423
−HK$657/mo
Today · 4.125%
HK$22,080
baseline
▲ 0.50% · 4.625%
HK$23,423
+HK$1,343/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,160/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,734
−HK$629/mo
Today · 4.125%
HK$24,363
baseline
▲ 0.50% · 4.625%
HK$25,647
+HK$1,284/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,726/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,932
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,708
−HK$788/mo
Today · 4.125%
HK$26,496
baseline
▲ 0.50% · 4.625%
HK$28,108
+HK$1,612/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$52,992/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,737
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,481
−HK$754/mo
Today · 4.125%
HK$29,235
baseline
▲ 0.50% · 4.625%
HK$30,776
+HK$1,541/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$58,470/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,087
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,992
−HK$919/mo
Today · 4.125%
HK$30,911
baseline
▲ 0.50% · 4.625%
HK$32,792
+HK$1,881/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,822/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$281,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,359
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,227
−HK$881/mo
Today · 4.125%
HK$34,108
baseline
▲ 0.50% · 4.625%
HK$35,906
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,216/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$281,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,398
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,561
−HK$1,182/mo
Today · 4.125%
HK$39,743
baseline
▲ 0.50% · 4.625%
HK$42,162
+HK$2,419/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,486/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,605
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,721
−HK$1,132/mo
Today · 4.125%
HK$43,853
baseline
▲ 0.50% · 4.625%
HK$46,164
+HK$2,311/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,706/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,157 · Scale 2, in force from 26 Feb 2026)