LTV · monthly repayment
▼ 0.50% · 3.625%
HK$207,780
−HK$13,030/mo
▼ 0.25% · 3.875%
HK$214,243
−HK$6,567/mo
Today · 4.125%
HK$220,810
baseline
▲ 0.50% · 4.625%
HK$234,245
+HK$13,435/mo
Deposit HK$45.56M · loan HK$45.56M · min. income ≈ HK$441,620/mo (50% DSR)
Upfront cash ≈ HK$49.43M (deposit + AVD stamp duty HK$3,872,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,153
−HK$12,489/mo
▼ 0.25% · 3.875%
HK$237,352
−HK$6,290/mo
Today · 4.125%
HK$243,642
baseline
▲ 0.50% · 4.625%
HK$256,484
+HK$12,842/mo
Deposit HK$45.56M · loan HK$45.56M · min. income ≈ HK$487,284/mo (50% DSR)
Upfront cash ≈ HK$49.43M (deposit + AVD stamp duty HK$3,872,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,336
−HK$15,635/mo
▼ 0.25% · 3.875%
HK$257,092
−HK$7,879/mo
Today · 4.125%
HK$264,971
baseline
▲ 0.50% · 4.625%
HK$281,094
+HK$16,123/mo
Deposit HK$36.45M · loan HK$54.67M · min. income ≈ HK$529,942/mo (50% DSR)
Upfront cash ≈ HK$40.32M (deposit + AVD stamp duty HK$3,872,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,384
−HK$14,986/mo
▼ 0.25% · 3.875%
HK$284,823
−HK$7,547/mo
Today · 4.125%
HK$292,370
baseline
▲ 0.50% · 4.625%
HK$307,781
+HK$15,411/mo
Deposit HK$36.45M · loan HK$54.67M · min. income ≈ HK$584,740/mo (50% DSR)
Upfront cash ≈ HK$40.32M (deposit + AVD stamp duty HK$3,872,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,892
−HK$18,241/mo
▼ 0.25% · 3.875%
HK$299,940
−HK$9,193/mo
Today · 4.125%
HK$309,133
baseline
▲ 0.50% · 4.625%
HK$327,943
+HK$18,810/mo
Deposit HK$27.34M · loan HK$63.78M · min. income ≈ HK$618,266/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$3,872,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,614
−HK$17,484/mo
▼ 0.25% · 3.875%
HK$332,293
−HK$8,805/mo
Today · 4.125%
HK$341,098
baseline
▲ 0.50% · 4.625%
HK$359,078
+HK$17,980/mo
Deposit HK$27.34M · loan HK$63.78M · min. income ≈ HK$682,196/mo (50% DSR)
Upfront cash ≈ HK$31.21M (deposit + AVD stamp duty HK$3,872,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,004
−HK$23,453/mo
▼ 0.25% · 3.875%
HK$385,637
−HK$11,820/mo
Today · 4.125%
HK$397,457
baseline
▲ 0.50% · 4.625%
HK$421,641
+HK$24,184/mo
Deposit HK$9.11M · loan HK$82.01M · min. income ≈ HK$794,914/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$3,872,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,075
−HK$22,480/mo
▼ 0.25% · 3.875%
HK$427,234
−HK$11,321/mo
Today · 4.125%
HK$438,555
baseline
▲ 0.50% · 4.625%
HK$461,672
+HK$23,117/mo
Deposit HK$9.11M · loan HK$82.01M · min. income ≈ HK$877,110/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$3,872,655 · Scale 2, in force from 26 Feb 2026)