LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,782
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,428
−HK$657/mo
Today · 4.125%
HK$22,085
baseline
▲ 0.50% · 4.625%
HK$23,429
+HK$1,344/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,170/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,120
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,740
−HK$629/mo
Today · 4.125%
HK$24,369
baseline
▲ 0.50% · 4.625%
HK$25,653
+HK$1,284/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,738/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,938
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,714
−HK$788/mo
Today · 4.125%
HK$26,502
baseline
▲ 0.50% · 4.625%
HK$28,115
+HK$1,613/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,004/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,743
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,488
−HK$754/mo
Today · 4.125%
HK$29,242
baseline
▲ 0.50% · 4.625%
HK$30,784
+HK$1,542/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,484/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,095
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$30,000
−HK$919/mo
Today · 4.125%
HK$30,919
baseline
▲ 0.50% · 4.625%
HK$32,800
+HK$1,881/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,838/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,367
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,235
−HK$881/mo
Today · 4.125%
HK$34,116
baseline
▲ 0.50% · 4.625%
HK$35,914
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,232/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,407
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,571
−HK$1,182/mo
Today · 4.125%
HK$39,753
baseline
▲ 0.50% · 4.625%
HK$42,172
+HK$2,419/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,506/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,615
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,731
−HK$1,133/mo
Today · 4.125%
HK$43,864
baseline
▲ 0.50% · 4.625%
HK$46,176
+HK$2,312/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,728/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,380 · Scale 2, in force from 26 Feb 2026)