LTV · monthly repayment
▼ 0.50% · 3.625%
HK$207,821
−HK$13,033/mo
▼ 0.25% · 3.875%
HK$214,286
−HK$6,568/mo
Today · 4.125%
HK$220,854
baseline
▲ 0.50% · 4.625%
HK$234,292
+HK$13,438/mo
Deposit HK$45.57M · loan HK$45.57M · min. income ≈ HK$441,708/mo (50% DSR)
Upfront cash ≈ HK$49.44M (deposit + AVD stamp duty HK$3,873,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,199
−HK$12,491/mo
▼ 0.25% · 3.875%
HK$237,400
−HK$6,290/mo
Today · 4.125%
HK$243,690
baseline
▲ 0.50% · 4.625%
HK$256,535
+HK$12,845/mo
Deposit HK$45.57M · loan HK$45.57M · min. income ≈ HK$487,380/mo (50% DSR)
Upfront cash ≈ HK$49.44M (deposit + AVD stamp duty HK$3,873,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,386
−HK$15,638/mo
▼ 0.25% · 3.875%
HK$257,143
−HK$7,881/mo
Today · 4.125%
HK$265,024
baseline
▲ 0.50% · 4.625%
HK$281,150
+HK$16,126/mo
Deposit HK$36.46M · loan HK$54.68M · min. income ≈ HK$530,048/mo (50% DSR)
Upfront cash ≈ HK$40.33M (deposit + AVD stamp duty HK$3,873,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,439
−HK$14,989/mo
▼ 0.25% · 3.875%
HK$284,880
−HK$7,548/mo
Today · 4.125%
HK$292,428
baseline
▲ 0.50% · 4.625%
HK$307,842
+HK$15,414/mo
Deposit HK$36.46M · loan HK$54.68M · min. income ≈ HK$584,856/mo (50% DSR)
Upfront cash ≈ HK$40.33M (deposit + AVD stamp duty HK$3,873,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,950
−HK$18,245/mo
▼ 0.25% · 3.875%
HK$300,000
−HK$9,195/mo
Today · 4.125%
HK$309,195
baseline
▲ 0.50% · 4.625%
HK$328,009
+HK$18,814/mo
Deposit HK$27.34M · loan HK$63.80M · min. income ≈ HK$618,390/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$3,873,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,679
−HK$17,487/mo
▼ 0.25% · 3.875%
HK$332,360
−HK$8,806/mo
Today · 4.125%
HK$341,166
baseline
▲ 0.50% · 4.625%
HK$359,150
+HK$17,984/mo
Deposit HK$27.34M · loan HK$63.80M · min. income ≈ HK$682,332/mo (50% DSR)
Upfront cash ≈ HK$31.22M (deposit + AVD stamp duty HK$3,873,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,078
−HK$23,458/mo
▼ 0.25% · 3.875%
HK$385,714
−HK$11,822/mo
Today · 4.125%
HK$397,536
baseline
▲ 0.50% · 4.625%
HK$421,726
+HK$24,190/mo
Deposit HK$9.11M · loan HK$82.03M · min. income ≈ HK$795,072/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$3,873,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,159
−HK$22,483/mo
▼ 0.25% · 3.875%
HK$427,320
−HK$11,322/mo
Today · 4.125%
HK$438,642
baseline
▲ 0.50% · 4.625%
HK$461,764
+HK$23,122/mo
Deposit HK$9.11M · loan HK$82.03M · min. income ≈ HK$877,284/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$3,873,428 · Scale 2, in force from 26 Feb 2026)