LTV · monthly repayment
▼ 0.50% · 3.625%
HK$207,930
−HK$13,039/mo
▼ 0.25% · 3.875%
HK$214,398
−HK$6,571/mo
Today · 4.125%
HK$220,969
baseline
▲ 0.50% · 4.625%
HK$234,414
+HK$13,445/mo
Deposit HK$45.59M · loan HK$45.59M · min. income ≈ HK$441,938/mo (50% DSR)
Upfront cash ≈ HK$49.47M (deposit + AVD stamp duty HK$3,875,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,320
−HK$12,497/mo
▼ 0.25% · 3.875%
HK$237,524
−HK$6,293/mo
Today · 4.125%
HK$243,817
baseline
▲ 0.50% · 4.625%
HK$256,669
+HK$12,852/mo
Deposit HK$45.59M · loan HK$45.59M · min. income ≈ HK$487,634/mo (50% DSR)
Upfront cash ≈ HK$49.47M (deposit + AVD stamp duty HK$3,875,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,516
−HK$15,647/mo
▼ 0.25% · 3.875%
HK$257,277
−HK$7,886/mo
Today · 4.125%
HK$265,163
baseline
▲ 0.50% · 4.625%
HK$281,297
+HK$16,134/mo
Deposit HK$36.47M · loan HK$54.71M · min. income ≈ HK$530,326/mo (50% DSR)
Upfront cash ≈ HK$40.35M (deposit + AVD stamp duty HK$3,875,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,584
−HK$14,997/mo
▼ 0.25% · 3.875%
HK$285,028
−HK$7,553/mo
Today · 4.125%
HK$292,581
baseline
▲ 0.50% · 4.625%
HK$308,003
+HK$15,422/mo
Deposit HK$36.47M · loan HK$54.71M · min. income ≈ HK$585,162/mo (50% DSR)
Upfront cash ≈ HK$40.35M (deposit + AVD stamp duty HK$3,875,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,102
−HK$18,254/mo
▼ 0.25% · 3.875%
HK$300,157
−HK$9,199/mo
Today · 4.125%
HK$309,356
baseline
▲ 0.50% · 4.625%
HK$328,180
+HK$18,824/mo
Deposit HK$27.36M · loan HK$63.83M · min. income ≈ HK$618,712/mo (50% DSR)
Upfront cash ≈ HK$31.23M (deposit + AVD stamp duty HK$3,875,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,848
−HK$17,496/mo
▼ 0.25% · 3.875%
HK$332,533
−HK$8,811/mo
Today · 4.125%
HK$341,344
baseline
▲ 0.50% · 4.625%
HK$359,337
+HK$17,993/mo
Deposit HK$27.36M · loan HK$63.83M · min. income ≈ HK$682,688/mo (50% DSR)
Upfront cash ≈ HK$31.23M (deposit + AVD stamp duty HK$3,875,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,274
−HK$23,470/mo
▼ 0.25% · 3.875%
HK$385,916
−HK$11,828/mo
Today · 4.125%
HK$397,744
baseline
▲ 0.50% · 4.625%
HK$421,946
+HK$24,202/mo
Deposit HK$9.12M · loan HK$82.07M · min. income ≈ HK$795,488/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$3,875,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,376
−HK$22,495/mo
▼ 0.25% · 3.875%
HK$427,543
−HK$11,328/mo
Today · 4.125%
HK$438,871
baseline
▲ 0.50% · 4.625%
HK$462,005
+HK$23,134/mo
Deposit HK$9.12M · loan HK$82.07M · min. income ≈ HK$877,742/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$3,875,449 · Scale 2, in force from 26 Feb 2026)