LTV · monthly repayment
▼ 0.50% · 3.625%
HK$208,156
−HK$13,053/mo
▼ 0.25% · 3.875%
HK$214,631
−HK$6,578/mo
Today · 4.125%
HK$221,209
baseline
▲ 0.50% · 4.625%
HK$234,669
+HK$13,460/mo
Deposit HK$45.64M · loan HK$45.64M · min. income ≈ HK$442,418/mo (50% DSR)
Upfront cash ≈ HK$49.52M (deposit + AVD stamp duty HK$3,879,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,571
−HK$12,511/mo
▼ 0.25% · 3.875%
HK$237,782
−HK$6,300/mo
Today · 4.125%
HK$244,082
baseline
▲ 0.50% · 4.625%
HK$256,948
+HK$12,866/mo
Deposit HK$45.64M · loan HK$45.64M · min. income ≈ HK$488,164/mo (50% DSR)
Upfront cash ≈ HK$49.52M (deposit + AVD stamp duty HK$3,879,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,787
−HK$15,664/mo
▼ 0.25% · 3.875%
HK$257,557
−HK$7,894/mo
Today · 4.125%
HK$265,451
baseline
▲ 0.50% · 4.625%
HK$281,603
+HK$16,152/mo
Deposit HK$36.51M · loan HK$54.77M · min. income ≈ HK$530,902/mo (50% DSR)
Upfront cash ≈ HK$40.39M (deposit + AVD stamp duty HK$3,879,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,886
−HK$15,013/mo
▼ 0.25% · 3.875%
HK$285,338
−HK$7,561/mo
Today · 4.125%
HK$292,899
baseline
▲ 0.50% · 4.625%
HK$308,338
+HK$15,439/mo
Deposit HK$36.51M · loan HK$54.77M · min. income ≈ HK$585,798/mo (50% DSR)
Upfront cash ≈ HK$40.39M (deposit + AVD stamp duty HK$3,879,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,418
−HK$18,275/mo
▼ 0.25% · 3.875%
HK$300,483
−HK$9,210/mo
Today · 4.125%
HK$309,693
baseline
▲ 0.50% · 4.625%
HK$328,537
+HK$18,844/mo
Deposit HK$27.39M · loan HK$63.90M · min. income ≈ HK$619,386/mo (50% DSR)
Upfront cash ≈ HK$31.27M (deposit + AVD stamp duty HK$3,879,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,200
−HK$17,515/mo
▼ 0.25% · 3.875%
HK$332,895
−HK$8,820/mo
Today · 4.125%
HK$341,715
baseline
▲ 0.50% · 4.625%
HK$359,728
+HK$18,013/mo
Deposit HK$27.39M · loan HK$63.90M · min. income ≈ HK$683,430/mo (50% DSR)
Upfront cash ≈ HK$31.27M (deposit + AVD stamp duty HK$3,879,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,681
−HK$23,495/mo
▼ 0.25% · 3.875%
HK$386,335
−HK$11,841/mo
Today · 4.125%
HK$398,176
baseline
▲ 0.50% · 4.625%
HK$422,404
+HK$24,228/mo
Deposit HK$9.13M · loan HK$82.16M · min. income ≈ HK$796,352/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$3,879,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,828
−HK$22,520/mo
▼ 0.25% · 3.875%
HK$428,008
−HK$11,340/mo
Today · 4.125%
HK$439,348
baseline
▲ 0.50% · 4.625%
HK$462,507
+HK$23,159/mo
Deposit HK$9.13M · loan HK$82.16M · min. income ≈ HK$878,696/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$3,879,663 · Scale 2, in force from 26 Feb 2026)