LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,816
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,464
−HK$658/mo
Today · 4.125%
HK$22,122
baseline
▲ 0.50% · 4.625%
HK$23,468
+HK$1,346/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,244/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,158
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,779
−HK$630/mo
Today · 4.125%
HK$24,409
baseline
▲ 0.50% · 4.625%
HK$25,696
+HK$1,287/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,818/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,980
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,757
−HK$789/mo
Today · 4.125%
HK$26,546
baseline
▲ 0.50% · 4.625%
HK$28,161
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,092/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,790
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,535
−HK$756/mo
Today · 4.125%
HK$29,291
baseline
▲ 0.50% · 4.625%
HK$30,835
+HK$1,544/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,582/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,143
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,050
−HK$921/mo
Today · 4.125%
HK$30,971
baseline
▲ 0.50% · 4.625%
HK$32,855
+HK$1,884/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,942/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,421
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,291
−HK$882/mo
Today · 4.125%
HK$34,173
baseline
▲ 0.50% · 4.625%
HK$35,974
+HK$1,801/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,346/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,470
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,635
−HK$1,184/mo
Today · 4.125%
HK$39,819
baseline
▲ 0.50% · 4.625%
HK$42,242
+HK$2,423/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,638/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,685
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,802
−HK$1,135/mo
Today · 4.125%
HK$43,937
baseline
▲ 0.50% · 4.625%
HK$46,253
+HK$2,316/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,874/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,899 · Scale 2, in force from 26 Feb 2026)