LTV · monthly repayment
▼ 0.50% · 3.625%
HK$208,206
−HK$13,056/mo
▼ 0.25% · 3.875%
HK$214,682
−HK$6,580/mo
Today · 4.125%
HK$221,262
baseline
▲ 0.50% · 4.625%
HK$234,726
+HK$13,464/mo
Deposit HK$45.65M · loan HK$45.65M · min. income ≈ HK$442,524/mo (50% DSR)
Upfront cash ≈ HK$49.53M (deposit + AVD stamp duty HK$3,880,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,627
−HK$12,514/mo
▼ 0.25% · 3.875%
HK$237,839
−HK$6,302/mo
Today · 4.125%
HK$244,141
baseline
▲ 0.50% · 4.625%
HK$257,010
+HK$12,869/mo
Deposit HK$45.65M · loan HK$45.65M · min. income ≈ HK$488,282/mo (50% DSR)
Upfront cash ≈ HK$49.53M (deposit + AVD stamp duty HK$3,880,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,847
−HK$15,668/mo
▼ 0.25% · 3.875%
HK$257,619
−HK$7,896/mo
Today · 4.125%
HK$265,515
baseline
▲ 0.50% · 4.625%
HK$281,671
+HK$16,156/mo
Deposit HK$36.52M · loan HK$54.78M · min. income ≈ HK$531,030/mo (50% DSR)
Upfront cash ≈ HK$40.40M (deposit + AVD stamp duty HK$3,880,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,953
−HK$15,016/mo
▼ 0.25% · 3.875%
HK$285,407
−HK$7,562/mo
Today · 4.125%
HK$292,969
baseline
▲ 0.50% · 4.625%
HK$308,412
+HK$15,443/mo
Deposit HK$36.52M · loan HK$54.78M · min. income ≈ HK$585,938/mo (50% DSR)
Upfront cash ≈ HK$40.40M (deposit + AVD stamp duty HK$3,880,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,488
−HK$18,279/mo
▼ 0.25% · 3.875%
HK$300,555
−HK$9,212/mo
Today · 4.125%
HK$309,767
baseline
▲ 0.50% · 4.625%
HK$328,616
+HK$18,849/mo
Deposit HK$27.39M · loan HK$63.92M · min. income ≈ HK$619,534/mo (50% DSR)
Upfront cash ≈ HK$31.27M (deposit + AVD stamp duty HK$3,880,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,278
−HK$17,520/mo
▼ 0.25% · 3.875%
HK$332,975
−HK$8,823/mo
Today · 4.125%
HK$341,798
baseline
▲ 0.50% · 4.625%
HK$359,814
+HK$18,016/mo
Deposit HK$27.39M · loan HK$63.92M · min. income ≈ HK$683,596/mo (50% DSR)
Upfront cash ≈ HK$31.27M (deposit + AVD stamp duty HK$3,880,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,771
−HK$23,501/mo
▼ 0.25% · 3.875%
HK$386,428
−HK$11,844/mo
Today · 4.125%
HK$398,272
baseline
▲ 0.50% · 4.625%
HK$422,506
+HK$24,234/mo
Deposit HK$9.13M · loan HK$82.18M · min. income ≈ HK$796,544/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$3,880,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,929
−HK$22,525/mo
▼ 0.25% · 3.875%
HK$428,111
−HK$11,343/mo
Today · 4.125%
HK$439,454
baseline
▲ 0.50% · 4.625%
HK$462,618
+HK$23,164/mo
Deposit HK$9.13M · loan HK$82.18M · min. income ≈ HK$878,908/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$3,880,597 · Scale 2, in force from 26 Feb 2026)