LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,823
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,471
−HK$658/mo
Today · 4.125%
HK$22,129
baseline
▲ 0.50% · 4.625%
HK$23,475
+HK$1,346/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,258/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,166
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,787
−HK$630/mo
Today · 4.125%
HK$24,417
baseline
▲ 0.50% · 4.625%
HK$25,704
+HK$1,287/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,834/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,988
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,765
−HK$790/mo
Today · 4.125%
HK$26,555
baseline
▲ 0.50% · 4.625%
HK$28,170
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,110/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,799
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,544
−HK$756/mo
Today · 4.125%
HK$29,300
baseline
▲ 0.50% · 4.625%
HK$30,845
+HK$1,545/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,600/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,152
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,059
−HK$921/mo
Today · 4.125%
HK$30,980
baseline
▲ 0.50% · 4.625%
HK$32,866
+HK$1,886/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,960/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,432
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,302
−HK$882/mo
Today · 4.125%
HK$34,184
baseline
▲ 0.50% · 4.625%
HK$35,986
+HK$1,802/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,368/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,482
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,648
−HK$1,184/mo
Today · 4.125%
HK$39,832
baseline
▲ 0.50% · 4.625%
HK$42,256
+HK$2,424/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,664/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,698
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,816
−HK$1,135/mo
Today · 4.125%
HK$43,951
baseline
▲ 0.50% · 4.625%
HK$46,267
+HK$2,316/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,902/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,193 · Scale 2, in force from 26 Feb 2026)