LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,827
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,475
−HK$658/mo
Today · 4.125%
HK$22,133
baseline
▲ 0.50% · 4.625%
HK$23,480
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,266/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,170
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,791
−HK$631/mo
Today · 4.125%
HK$24,422
baseline
▲ 0.50% · 4.625%
HK$25,709
+HK$1,287/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,844/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,992
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,770
−HK$790/mo
Today · 4.125%
HK$26,560
baseline
▲ 0.50% · 4.625%
HK$28,176
+HK$1,616/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,120/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,804
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,549
−HK$757/mo
Today · 4.125%
HK$29,306
baseline
▲ 0.50% · 4.625%
HK$30,851
+HK$1,545/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,612/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,158
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,065
−HK$921/mo
Today · 4.125%
HK$30,986
baseline
▲ 0.50% · 4.625%
HK$32,872
+HK$1,886/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,972/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,438
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,308
−HK$882/mo
Today · 4.125%
HK$34,190
baseline
▲ 0.50% · 4.625%
HK$35,992
+HK$1,802/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,380/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,488
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,655
−HK$1,184/mo
Today · 4.125%
HK$39,839
baseline
▲ 0.50% · 4.625%
HK$42,263
+HK$2,424/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,678/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,706
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,824
−HK$1,135/mo
Today · 4.125%
HK$43,959
baseline
▲ 0.50% · 4.625%
HK$46,276
+HK$2,317/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,918/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,359 · Scale 2, in force from 26 Feb 2026)