LTV · monthly repayment
▼ 0.50% · 3.625%
HK$208,293
−HK$13,062/mo
▼ 0.25% · 3.875%
HK$214,773
−HK$6,582/mo
Today · 4.125%
HK$221,355
baseline
▲ 0.50% · 4.625%
HK$234,824
+HK$13,469/mo
Deposit HK$45.67M · loan HK$45.67M · min. income ≈ HK$442,710/mo (50% DSR)
Upfront cash ≈ HK$49.56M (deposit + AVD stamp duty HK$3,882,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,724
−HK$12,520/mo
▼ 0.25% · 3.875%
HK$237,939
−HK$6,305/mo
Today · 4.125%
HK$244,244
baseline
▲ 0.50% · 4.625%
HK$257,118
+HK$12,874/mo
Deposit HK$45.67M · loan HK$45.67M · min. income ≈ HK$488,488/mo (50% DSR)
Upfront cash ≈ HK$49.56M (deposit + AVD stamp duty HK$3,882,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,952
−HK$15,674/mo
▼ 0.25% · 3.875%
HK$257,727
−HK$7,899/mo
Today · 4.125%
HK$265,626
baseline
▲ 0.50% · 4.625%
HK$281,789
+HK$16,163/mo
Deposit HK$36.54M · loan HK$54.81M · min. income ≈ HK$531,252/mo (50% DSR)
Upfront cash ≈ HK$40.42M (deposit + AVD stamp duty HK$3,882,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,069
−HK$15,023/mo
▼ 0.25% · 3.875%
HK$285,527
−HK$7,565/mo
Today · 4.125%
HK$293,092
baseline
▲ 0.50% · 4.625%
HK$308,542
+HK$15,450/mo
Deposit HK$36.54M · loan HK$54.81M · min. income ≈ HK$586,184/mo (50% DSR)
Upfront cash ≈ HK$40.42M (deposit + AVD stamp duty HK$3,882,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,611
−HK$18,286/mo
▼ 0.25% · 3.875%
HK$300,682
−HK$9,215/mo
Today · 4.125%
HK$309,897
baseline
▲ 0.50% · 4.625%
HK$328,754
+HK$18,857/mo
Deposit HK$27.40M · loan HK$63.94M · min. income ≈ HK$619,794/mo (50% DSR)
Upfront cash ≈ HK$31.29M (deposit + AVD stamp duty HK$3,882,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,414
−HK$17,527/mo
▼ 0.25% · 3.875%
HK$333,115
−HK$8,826/mo
Today · 4.125%
HK$341,941
baseline
▲ 0.50% · 4.625%
HK$359,965
+HK$18,024/mo
Deposit HK$27.40M · loan HK$63.94M · min. income ≈ HK$683,882/mo (50% DSR)
Upfront cash ≈ HK$31.29M (deposit + AVD stamp duty HK$3,882,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,928
−HK$23,512/mo
▼ 0.25% · 3.875%
HK$386,591
−HK$11,849/mo
Today · 4.125%
HK$398,440
baseline
▲ 0.50% · 4.625%
HK$422,684
+HK$24,244/mo
Deposit HK$9.13M · loan HK$82.21M · min. income ≈ HK$796,880/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$3,882,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,104
−HK$22,535/mo
▼ 0.25% · 3.875%
HK$428,290
−HK$11,349/mo
Today · 4.125%
HK$439,639
baseline
▲ 0.50% · 4.625%
HK$462,813
+HK$23,174/mo
Deposit HK$9.13M · loan HK$82.21M · min. income ≈ HK$879,278/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$3,882,227 · Scale 2, in force from 26 Feb 2026)