LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,833
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,481
−HK$658/mo
Today · 4.125%
HK$22,139
baseline
▲ 0.50% · 4.625%
HK$23,486
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,278/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,176
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,798
−HK$631/mo
Today · 4.125%
HK$24,429
baseline
▲ 0.50% · 4.625%
HK$25,716
+HK$1,287/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,858/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,999
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,777
−HK$790/mo
Today · 4.125%
HK$26,567
baseline
▲ 0.50% · 4.625%
HK$28,184
+HK$1,617/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,134/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,812
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,558
−HK$756/mo
Today · 4.125%
HK$29,314
baseline
▲ 0.50% · 4.625%
HK$30,859
+HK$1,545/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,628/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,166
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,073
−HK$922/mo
Today · 4.125%
HK$30,995
baseline
▲ 0.50% · 4.625%
HK$32,881
+HK$1,886/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$61,990/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,447
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,317
−HK$883/mo
Today · 4.125%
HK$34,200
baseline
▲ 0.50% · 4.625%
HK$36,003
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,400/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,499
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,666
−HK$1,185/mo
Today · 4.125%
HK$39,851
baseline
▲ 0.50% · 4.625%
HK$42,276
+HK$2,425/mo
Deposit HK$914K · loan HK$8.22M · min. income ≈ HK$79,702/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,718
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,836
−HK$1,135/mo
Today · 4.125%
HK$43,971
baseline
▲ 0.50% · 4.625%
HK$46,289
+HK$2,318/mo
Deposit HK$914K · loan HK$8.22M · min. income ≈ HK$87,942/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,622 · Scale 2, in force from 26 Feb 2026)