LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,835
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,483
−HK$658/mo
Today · 4.125%
HK$22,141
baseline
▲ 0.50% · 4.625%
HK$23,489
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,282/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,178
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,800
−HK$631/mo
Today · 4.125%
HK$24,431
baseline
▲ 0.50% · 4.625%
HK$25,718
+HK$1,287/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,862/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,002
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,779
−HK$791/mo
Today · 4.125%
HK$26,570
baseline
▲ 0.50% · 4.625%
HK$28,186
+HK$1,616/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,140/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,814
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,560
−HK$757/mo
Today · 4.125%
HK$29,317
baseline
▲ 0.50% · 4.625%
HK$30,862
+HK$1,545/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,634/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,169
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,076
−HK$922/mo
Today · 4.125%
HK$30,998
baseline
▲ 0.50% · 4.625%
HK$32,884
+HK$1,886/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$61,996/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,450
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,320
−HK$883/mo
Today · 4.125%
HK$34,203
baseline
▲ 0.50% · 4.625%
HK$36,006
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,406/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,503
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,669
−HK$1,185/mo
Today · 4.125%
HK$39,854
baseline
▲ 0.50% · 4.625%
HK$42,279
+HK$2,425/mo
Deposit HK$914K · loan HK$8.22M · min. income ≈ HK$79,708/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,721
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,840
−HK$1,135/mo
Today · 4.125%
HK$43,975
baseline
▲ 0.50% · 4.625%
HK$46,293
+HK$2,318/mo
Deposit HK$914K · loan HK$8.22M · min. income ≈ HK$87,950/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,702 · Scale 2, in force from 26 Feb 2026)