LTV · monthly repayment
▼ 0.50% · 3.625%
HK$208,398
−HK$13,068/mo
▼ 0.25% · 3.875%
HK$214,880
−HK$6,586/mo
Today · 4.125%
HK$221,466
baseline
▲ 0.50% · 4.625%
HK$234,942
+HK$13,476/mo
Deposit HK$45.70M · loan HK$45.70M · min. income ≈ HK$442,932/mo (50% DSR)
Upfront cash ≈ HK$49.58M (deposit + AVD stamp duty HK$3,884,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,841
−HK$12,525/mo
▼ 0.25% · 3.875%
HK$238,058
−HK$6,308/mo
Today · 4.125%
HK$244,366
baseline
▲ 0.50% · 4.625%
HK$257,247
+HK$12,881/mo
Deposit HK$45.70M · loan HK$45.70M · min. income ≈ HK$488,732/mo (50% DSR)
Upfront cash ≈ HK$49.58M (deposit + AVD stamp duty HK$3,884,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,078
−HK$15,682/mo
▼ 0.25% · 3.875%
HK$257,856
−HK$7,904/mo
Today · 4.125%
HK$265,760
baseline
▲ 0.50% · 4.625%
HK$281,930
+HK$16,170/mo
Deposit HK$36.56M · loan HK$54.84M · min. income ≈ HK$531,520/mo (50% DSR)
Upfront cash ≈ HK$40.44M (deposit + AVD stamp duty HK$3,884,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,209
−HK$15,031/mo
▼ 0.25% · 3.875%
HK$285,670
−HK$7,570/mo
Today · 4.125%
HK$293,240
baseline
▲ 0.50% · 4.625%
HK$308,697
+HK$15,457/mo
Deposit HK$36.56M · loan HK$54.84M · min. income ≈ HK$586,480/mo (50% DSR)
Upfront cash ≈ HK$40.44M (deposit + AVD stamp duty HK$3,884,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,757
−HK$18,296/mo
▼ 0.25% · 3.875%
HK$300,832
−HK$9,221/mo
Today · 4.125%
HK$310,053
baseline
▲ 0.50% · 4.625%
HK$328,919
+HK$18,866/mo
Deposit HK$27.42M · loan HK$63.97M · min. income ≈ HK$620,106/mo (50% DSR)
Upfront cash ≈ HK$31.30M (deposit + AVD stamp duty HK$3,884,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,577
−HK$17,536/mo
▼ 0.25% · 3.875%
HK$333,282
−HK$8,831/mo
Today · 4.125%
HK$342,113
baseline
▲ 0.50% · 4.625%
HK$360,146
+HK$18,033/mo
Deposit HK$27.42M · loan HK$63.97M · min. income ≈ HK$684,226/mo (50% DSR)
Upfront cash ≈ HK$31.30M (deposit + AVD stamp duty HK$3,884,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,116
−HK$23,523/mo
▼ 0.25% · 3.875%
HK$386,785
−HK$11,854/mo
Today · 4.125%
HK$398,639
baseline
▲ 0.50% · 4.625%
HK$422,896
+HK$24,257/mo
Deposit HK$9.14M · loan HK$82.25M · min. income ≈ HK$797,278/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$3,884,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,313
−HK$22,546/mo
▼ 0.25% · 3.875%
HK$428,505
−HK$11,354/mo
Today · 4.125%
HK$439,859
baseline
▲ 0.50% · 4.625%
HK$463,045
+HK$23,186/mo
Deposit HK$9.14M · loan HK$82.25M · min. income ≈ HK$879,718/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$3,884,175 · Scale 2, in force from 26 Feb 2026)