LTV · monthly repayment
▼ 0.50% · 3.625%
HK$208,401
−HK$13,068/mo
▼ 0.25% · 3.875%
HK$214,883
−HK$6,586/mo
Today · 4.125%
HK$221,469
baseline
▲ 0.50% · 4.625%
HK$234,945
+HK$13,476/mo
Deposit HK$45.70M · loan HK$45.70M · min. income ≈ HK$442,938/mo (50% DSR)
Upfront cash ≈ HK$49.58M (deposit + AVD stamp duty HK$3,884,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,844
−HK$12,525/mo
▼ 0.25% · 3.875%
HK$238,062
−HK$6,307/mo
Today · 4.125%
HK$244,369
baseline
▲ 0.50% · 4.625%
HK$257,250
+HK$12,881/mo
Deposit HK$45.70M · loan HK$45.70M · min. income ≈ HK$488,738/mo (50% DSR)
Upfront cash ≈ HK$49.58M (deposit + AVD stamp duty HK$3,884,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,081
−HK$15,682/mo
▼ 0.25% · 3.875%
HK$257,860
−HK$7,903/mo
Today · 4.125%
HK$265,763
baseline
▲ 0.50% · 4.625%
HK$281,934
+HK$16,171/mo
Deposit HK$36.56M · loan HK$54.84M · min. income ≈ HK$531,526/mo (50% DSR)
Upfront cash ≈ HK$40.44M (deposit + AVD stamp duty HK$3,884,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,212
−HK$15,031/mo
▼ 0.25% · 3.875%
HK$285,674
−HK$7,569/mo
Today · 4.125%
HK$293,243
baseline
▲ 0.50% · 4.625%
HK$308,700
+HK$15,457/mo
Deposit HK$36.56M · loan HK$54.84M · min. income ≈ HK$586,486/mo (50% DSR)
Upfront cash ≈ HK$40.44M (deposit + AVD stamp duty HK$3,884,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,761
−HK$18,296/mo
▼ 0.25% · 3.875%
HK$300,836
−HK$9,221/mo
Today · 4.125%
HK$310,057
baseline
▲ 0.50% · 4.625%
HK$328,923
+HK$18,866/mo
Deposit HK$27.42M · loan HK$63.98M · min. income ≈ HK$620,114/mo (50% DSR)
Upfront cash ≈ HK$31.30M (deposit + AVD stamp duty HK$3,884,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,581
−HK$17,536/mo
▼ 0.25% · 3.875%
HK$333,286
−HK$8,831/mo
Today · 4.125%
HK$342,117
baseline
▲ 0.50% · 4.625%
HK$360,151
+HK$18,034/mo
Deposit HK$27.42M · loan HK$63.98M · min. income ≈ HK$684,234/mo (50% DSR)
Upfront cash ≈ HK$31.30M (deposit + AVD stamp duty HK$3,884,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,121
−HK$23,523/mo
▼ 0.25% · 3.875%
HK$386,789
−HK$11,855/mo
Today · 4.125%
HK$398,644
baseline
▲ 0.50% · 4.625%
HK$422,901
+HK$24,257/mo
Deposit HK$9.14M · loan HK$82.25M · min. income ≈ HK$797,288/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$3,884,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,318
−HK$22,547/mo
▼ 0.25% · 3.875%
HK$428,511
−HK$11,354/mo
Today · 4.125%
HK$439,865
baseline
▲ 0.50% · 4.625%
HK$463,051
+HK$23,186/mo
Deposit HK$9.14M · loan HK$82.25M · min. income ≈ HK$879,730/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$3,884,224 · Scale 2, in force from 26 Feb 2026)