LTV · monthly repayment
▼ 0.50% · 3.625%
HK$208,473
−HK$13,074/mo
▼ 0.25% · 3.875%
HK$214,958
−HK$6,589/mo
Today · 4.125%
HK$221,547
baseline
▲ 0.50% · 4.625%
HK$235,027
+HK$13,480/mo
Deposit HK$45.71M · loan HK$45.71M · min. income ≈ HK$443,094/mo (50% DSR)
Upfront cash ≈ HK$49.60M (deposit + AVD stamp duty HK$3,885,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,925
−HK$12,530/mo
▼ 0.25% · 3.875%
HK$238,145
−HK$6,310/mo
Today · 4.125%
HK$244,455
baseline
▲ 0.50% · 4.625%
HK$257,340
+HK$12,885/mo
Deposit HK$45.71M · loan HK$45.71M · min. income ≈ HK$488,910/mo (50% DSR)
Upfront cash ≈ HK$49.60M (deposit + AVD stamp duty HK$3,885,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,168
−HK$15,688/mo
▼ 0.25% · 3.875%
HK$257,950
−HK$7,906/mo
Today · 4.125%
HK$265,856
baseline
▲ 0.50% · 4.625%
HK$282,033
+HK$16,177/mo
Deposit HK$36.57M · loan HK$54.86M · min. income ≈ HK$531,712/mo (50% DSR)
Upfront cash ≈ HK$40.46M (deposit + AVD stamp duty HK$3,885,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,310
−HK$15,036/mo
▼ 0.25% · 3.875%
HK$285,774
−HK$7,572/mo
Today · 4.125%
HK$293,346
baseline
▲ 0.50% · 4.625%
HK$308,808
+HK$15,462/mo
Deposit HK$36.57M · loan HK$54.86M · min. income ≈ HK$586,692/mo (50% DSR)
Upfront cash ≈ HK$40.46M (deposit + AVD stamp duty HK$3,885,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,863
−HK$18,302/mo
▼ 0.25% · 3.875%
HK$300,941
−HK$9,224/mo
Today · 4.125%
HK$310,165
baseline
▲ 0.50% · 4.625%
HK$329,038
+HK$18,873/mo
Deposit HK$27.43M · loan HK$64.00M · min. income ≈ HK$620,330/mo (50% DSR)
Upfront cash ≈ HK$31.31M (deposit + AVD stamp duty HK$3,885,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,695
−HK$17,542/mo
▼ 0.25% · 3.875%
HK$333,403
−HK$8,834/mo
Today · 4.125%
HK$342,237
baseline
▲ 0.50% · 4.625%
HK$360,277
+HK$18,040/mo
Deposit HK$27.43M · loan HK$64.00M · min. income ≈ HK$684,474/mo (50% DSR)
Upfront cash ≈ HK$31.31M (deposit + AVD stamp duty HK$3,885,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,252
−HK$23,532/mo
▼ 0.25% · 3.875%
HK$386,925
−HK$11,859/mo
Today · 4.125%
HK$398,784
baseline
▲ 0.50% · 4.625%
HK$423,049
+HK$24,265/mo
Deposit HK$9.14M · loan HK$82.28M · min. income ≈ HK$797,568/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$3,885,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,464
−HK$22,555/mo
▼ 0.25% · 3.875%
HK$428,661
−HK$11,358/mo
Today · 4.125%
HK$440,019
baseline
▲ 0.50% · 4.625%
HK$463,213
+HK$23,194/mo
Deposit HK$9.14M · loan HK$82.28M · min. income ≈ HK$880,038/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$3,885,582 · Scale 2, in force from 26 Feb 2026)