LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,849
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,497
−HK$659/mo
Today · 4.125%
HK$22,156
baseline
▲ 0.50% · 4.625%
HK$23,504
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,312/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,194
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,816
−HK$631/mo
Today · 4.125%
HK$24,447
baseline
▲ 0.50% · 4.625%
HK$25,736
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,894/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,018
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,797
−HK$790/mo
Today · 4.125%
HK$26,587
baseline
▲ 0.50% · 4.625%
HK$28,205
+HK$1,618/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,174/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,833
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,579
−HK$757/mo
Today · 4.125%
HK$29,336
baseline
▲ 0.50% · 4.625%
HK$30,883
+HK$1,547/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,672/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,188
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$923/mo
Today · 4.125%
HK$31,019
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,038/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,472
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,342
−HK$884/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$1,804/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,528
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,695
−HK$1,186/mo
Today · 4.125%
HK$39,881
baseline
▲ 0.50% · 4.625%
HK$42,308
+HK$2,427/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,762/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,749
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,869
−HK$1,136/mo
Today · 4.125%
HK$44,005
baseline
▲ 0.50% · 4.625%
HK$46,324
+HK$2,319/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$88,010/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,314 · Scale 2, in force from 26 Feb 2026)