LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,861
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,510
−HK$660/mo
Today · 4.125%
HK$22,170
baseline
▲ 0.50% · 4.625%
HK$23,519
+HK$1,349/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,340/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,208
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,831
−HK$631/mo
Today · 4.125%
HK$24,462
baseline
▲ 0.50% · 4.625%
HK$25,751
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,924/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,034
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,812
−HK$792/mo
Today · 4.125%
HK$26,604
baseline
▲ 0.50% · 4.625%
HK$28,222
+HK$1,618/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,208/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,850
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,597
−HK$757/mo
Today · 4.125%
HK$29,354
baseline
▲ 0.50% · 4.625%
HK$30,902
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,708/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,206
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,114
−HK$923/mo
Today · 4.125%
HK$31,037
baseline
▲ 0.50% · 4.625%
HK$32,926
+HK$1,889/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,074/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,491
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,363
−HK$884/mo
Today · 4.125%
HK$34,247
baseline
▲ 0.50% · 4.625%
HK$36,052
+HK$1,805/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,494/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,551
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,719
−HK$1,186/mo
Today · 4.125%
HK$39,905
baseline
▲ 0.50% · 4.625%
HK$42,333
+HK$2,428/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$79,810/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,775
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,895
−HK$1,137/mo
Today · 4.125%
HK$44,032
baseline
▲ 0.50% · 4.625%
HK$46,353
+HK$2,321/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$88,064/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,871 · Scale 2, in force from 26 Feb 2026)