LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,863
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,512
−HK$659/mo
Today · 4.125%
HK$22,171
baseline
▲ 0.50% · 4.625%
HK$23,520
+HK$1,349/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,342/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,210
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,832
−HK$632/mo
Today · 4.125%
HK$24,464
baseline
▲ 0.50% · 4.625%
HK$25,753
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,928/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,036
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,814
−HK$792/mo
Today · 4.125%
HK$26,606
baseline
▲ 0.50% · 4.625%
HK$28,225
+HK$1,619/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,212/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,852
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,599
−HK$758/mo
Today · 4.125%
HK$29,357
baseline
▲ 0.50% · 4.625%
HK$30,904
+HK$1,547/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,714/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,208
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,117
−HK$923/mo
Today · 4.125%
HK$31,040
baseline
▲ 0.50% · 4.625%
HK$32,929
+HK$1,889/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,080/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,494
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,365
−HK$884/mo
Today · 4.125%
HK$34,249
baseline
▲ 0.50% · 4.625%
HK$36,055
+HK$1,806/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,498/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,554
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,722
−HK$1,186/mo
Today · 4.125%
HK$39,908
baseline
▲ 0.50% · 4.625%
HK$42,337
+HK$2,429/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$79,816/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,778
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,898
−HK$1,137/mo
Today · 4.125%
HK$44,035
baseline
▲ 0.50% · 4.625%
HK$46,356
+HK$2,321/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$88,070/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,945 · Scale 2, in force from 26 Feb 2026)