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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$91.50M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$292,090
−HK$18,317/mo
▼ 0.25% · 3.875%
HK$301,176
−HK$9,231/mo
Today · 4.125%
HK$310,407
baseline
▲ 0.50% · 4.625%
HK$329,294
+HK$18,887/mo

Deposit HK$27.45M · loan HK$64.05M · min. income ≈ HK$620,814/mo (50% DSR)

Upfront cash ≈ HK$31.34M (deposit + AVD stamp duty HK$3,888,608 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.