LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,873
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,522
−HK$659/mo
Today · 4.125%
HK$22,181
baseline
▲ 0.50% · 4.625%
HK$23,531
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,362/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,221
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,843
−HK$632/mo
Today · 4.125%
HK$24,475
baseline
▲ 0.50% · 4.625%
HK$25,765
+HK$1,290/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,950/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,047
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,826
−HK$792/mo
Today · 4.125%
HK$26,618
baseline
▲ 0.50% · 4.625%
HK$28,237
+HK$1,619/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,236/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,865
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,612
−HK$758/mo
Today · 4.125%
HK$29,370
baseline
▲ 0.50% · 4.625%
HK$30,918
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,740/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,222
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,131
−HK$923/mo
Today · 4.125%
HK$31,054
baseline
▲ 0.50% · 4.625%
HK$32,944
+HK$1,890/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,108/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,509
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,381
−HK$884/mo
Today · 4.125%
HK$34,265
baseline
▲ 0.50% · 4.625%
HK$36,071
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,530/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,571
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,739
−HK$1,188/mo
Today · 4.125%
HK$39,927
baseline
▲ 0.50% · 4.625%
HK$42,356
+HK$2,429/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,854/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,797
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,918
−HK$1,137/mo
Today · 4.125%
HK$44,055
baseline
▲ 0.50% · 4.625%
HK$46,377
+HK$2,322/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$88,110/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,360 · Scale 2, in force from 26 Feb 2026)