LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,894
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,544
−HK$661/mo
Today · 4.125%
HK$22,205
baseline
▲ 0.50% · 4.625%
HK$23,556
+HK$1,351/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,410/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,245
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,868
−HK$633/mo
Today · 4.125%
HK$24,501
baseline
▲ 0.50% · 4.625%
HK$25,792
+HK$1,291/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,002/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,073
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,853
−HK$792/mo
Today · 4.125%
HK$26,645
baseline
▲ 0.50% · 4.625%
HK$28,267
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,290/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,894
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,642
−HK$759/mo
Today · 4.125%
HK$29,401
baseline
▲ 0.50% · 4.625%
HK$30,950
+HK$1,549/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,802/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,252
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,162
−HK$924/mo
Today · 4.125%
HK$31,086
baseline
▲ 0.50% · 4.625%
HK$32,978
+HK$1,892/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,172/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,543
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,415
−HK$886/mo
Today · 4.125%
HK$34,301
baseline
▲ 0.50% · 4.625%
HK$36,109
+HK$1,808/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,602/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,610
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,780
−HK$1,188/mo
Today · 4.125%
HK$39,968
baseline
▲ 0.50% · 4.625%
HK$42,400
+HK$2,432/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$79,936/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,840
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,963
−HK$1,138/mo
Today · 4.125%
HK$44,101
baseline
▲ 0.50% · 4.625%
HK$46,426
+HK$2,325/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$88,202/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,313 · Scale 2, in force from 26 Feb 2026)