LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,898
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,548
−HK$660/mo
Today · 4.125%
HK$22,208
baseline
▲ 0.50% · 4.625%
HK$23,560
+HK$1,352/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,416/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,249
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,872
−HK$633/mo
Today · 4.125%
HK$24,505
baseline
▲ 0.50% · 4.625%
HK$25,796
+HK$1,291/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,010/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,077
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,857
−HK$793/mo
Today · 4.125%
HK$26,650
baseline
▲ 0.50% · 4.625%
HK$28,272
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,300/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,898
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,647
−HK$759/mo
Today · 4.125%
HK$29,406
baseline
▲ 0.50% · 4.625%
HK$30,956
+HK$1,550/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,812/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,257
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,167
−HK$925/mo
Today · 4.125%
HK$31,092
baseline
▲ 0.50% · 4.625%
HK$32,983
+HK$1,891/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,184/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,548
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,421
−HK$886/mo
Today · 4.125%
HK$34,307
baseline
▲ 0.50% · 4.625%
HK$36,115
+HK$1,808/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,614/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,616
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,786
−HK$1,189/mo
Today · 4.125%
HK$39,975
baseline
▲ 0.50% · 4.625%
HK$42,407
+HK$2,432/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$79,950/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,848
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,970
−HK$1,138/mo
Today · 4.125%
HK$44,108
baseline
▲ 0.50% · 4.625%
HK$46,433
+HK$2,325/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$88,216/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,468 · Scale 2, in force from 26 Feb 2026)