LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,901
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,551
−HK$660/mo
Today · 4.125%
HK$22,211
baseline
▲ 0.50% · 4.625%
HK$23,563
+HK$1,352/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,422/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,252
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,876
−HK$632/mo
Today · 4.125%
HK$24,508
baseline
▲ 0.50% · 4.625%
HK$25,800
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,016/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,081
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,861
−HK$793/mo
Today · 4.125%
HK$26,654
baseline
▲ 0.50% · 4.625%
HK$28,276
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,308/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,902
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,651
−HK$759/mo
Today · 4.125%
HK$29,410
baseline
▲ 0.50% · 4.625%
HK$30,960
+HK$1,550/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,820/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,261
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,171
−HK$925/mo
Today · 4.125%
HK$31,096
baseline
▲ 0.50% · 4.625%
HK$32,988
+HK$1,892/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,192/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,553
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,426
−HK$885/mo
Today · 4.125%
HK$34,311
baseline
▲ 0.50% · 4.625%
HK$36,120
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,622/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,621
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,792
−HK$1,189/mo
Today · 4.125%
HK$39,981
baseline
▲ 0.50% · 4.625%
HK$42,413
+HK$2,432/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,962/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,854
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,976
−HK$1,139/mo
Today · 4.125%
HK$44,115
baseline
▲ 0.50% · 4.625%
HK$46,440
+HK$2,325/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,230/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,600 · Scale 2, in force from 26 Feb 2026)