LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,028
−HK$13,108/mo
▼ 0.25% · 3.875%
HK$215,530
−HK$6,606/mo
Today · 4.125%
HK$222,136
baseline
▲ 0.50% · 4.625%
HK$235,653
+HK$13,517/mo
Deposit HK$45.83M · loan HK$45.83M · min. income ≈ HK$444,272/mo (50% DSR)
Upfront cash ≈ HK$49.73M (deposit + AVD stamp duty HK$3,895,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,542
−HK$12,563/mo
▼ 0.25% · 3.875%
HK$238,778
−HK$6,327/mo
Today · 4.125%
HK$245,105
baseline
▲ 0.50% · 4.625%
HK$258,025
+HK$12,920/mo
Deposit HK$45.83M · loan HK$45.83M · min. income ≈ HK$490,210/mo (50% DSR)
Upfront cash ≈ HK$49.73M (deposit + AVD stamp duty HK$3,895,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,834
−HK$15,729/mo
▼ 0.25% · 3.875%
HK$258,636
−HK$7,927/mo
Today · 4.125%
HK$266,563
baseline
▲ 0.50% · 4.625%
HK$282,783
+HK$16,220/mo
Deposit HK$36.67M · loan HK$55.00M · min. income ≈ HK$533,126/mo (50% DSR)
Upfront cash ≈ HK$40.56M (deposit + AVD stamp duty HK$3,895,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,050
−HK$15,076/mo
▼ 0.25% · 3.875%
HK$286,534
−HK$7,592/mo
Today · 4.125%
HK$294,126
baseline
▲ 0.50% · 4.625%
HK$309,630
+HK$15,504/mo
Deposit HK$36.67M · loan HK$55.00M · min. income ≈ HK$588,252/mo (50% DSR)
Upfront cash ≈ HK$40.56M (deposit + AVD stamp duty HK$3,895,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,639
−HK$18,352/mo
▼ 0.25% · 3.875%
HK$301,742
−HK$9,249/mo
Today · 4.125%
HK$310,991
baseline
▲ 0.50% · 4.625%
HK$329,914
+HK$18,923/mo
Deposit HK$27.50M · loan HK$64.17M · min. income ≈ HK$621,982/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,895,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,558
−HK$17,589/mo
▼ 0.25% · 3.875%
HK$334,290
−HK$8,857/mo
Today · 4.125%
HK$343,147
baseline
▲ 0.50% · 4.625%
HK$361,235
+HK$18,088/mo
Deposit HK$27.50M · loan HK$64.17M · min. income ≈ HK$686,294/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,895,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,251
−HK$23,594/mo
▼ 0.25% · 3.875%
HK$387,954
−HK$11,891/mo
Today · 4.125%
HK$399,845
baseline
▲ 0.50% · 4.625%
HK$424,175
+HK$24,330/mo
Deposit HK$9.17M · loan HK$82.50M · min. income ≈ HK$799,690/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$3,895,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,575
−HK$22,614/mo
▼ 0.25% · 3.875%
HK$429,801
−HK$11,388/mo
Today · 4.125%
HK$441,189
baseline
▲ 0.50% · 4.625%
HK$464,445
+HK$23,256/mo
Deposit HK$9.17M · loan HK$82.50M · min. income ≈ HK$882,378/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$3,895,921 · Scale 2, in force from 26 Feb 2026)