LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,031
−HK$13,108/mo
▼ 0.25% · 3.875%
HK$215,533
−HK$6,606/mo
Today · 4.125%
HK$222,139
baseline
▲ 0.50% · 4.625%
HK$235,656
+HK$13,517/mo
Deposit HK$45.83M · loan HK$45.83M · min. income ≈ HK$444,278/mo (50% DSR)
Upfront cash ≈ HK$49.73M (deposit + AVD stamp duty HK$3,895,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,545
−HK$12,564/mo
▼ 0.25% · 3.875%
HK$238,782
−HK$6,327/mo
Today · 4.125%
HK$245,109
baseline
▲ 0.50% · 4.625%
HK$258,029
+HK$12,920/mo
Deposit HK$45.83M · loan HK$45.83M · min. income ≈ HK$490,218/mo (50% DSR)
Upfront cash ≈ HK$49.73M (deposit + AVD stamp duty HK$3,895,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,837
−HK$15,730/mo
▼ 0.25% · 3.875%
HK$258,640
−HK$7,927/mo
Today · 4.125%
HK$266,567
baseline
▲ 0.50% · 4.625%
HK$282,787
+HK$16,220/mo
Deposit HK$36.67M · loan HK$55.00M · min. income ≈ HK$533,134/mo (50% DSR)
Upfront cash ≈ HK$40.56M (deposit + AVD stamp duty HK$3,895,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,054
−HK$15,076/mo
▼ 0.25% · 3.875%
HK$286,538
−HK$7,592/mo
Today · 4.125%
HK$294,130
baseline
▲ 0.50% · 4.625%
HK$309,634
+HK$15,504/mo
Deposit HK$36.67M · loan HK$55.00M · min. income ≈ HK$588,260/mo (50% DSR)
Upfront cash ≈ HK$40.56M (deposit + AVD stamp duty HK$3,895,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,644
−HK$18,351/mo
▼ 0.25% · 3.875%
HK$301,746
−HK$9,249/mo
Today · 4.125%
HK$310,995
baseline
▲ 0.50% · 4.625%
HK$329,918
+HK$18,923/mo
Deposit HK$27.50M · loan HK$64.17M · min. income ≈ HK$621,990/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,895,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,563
−HK$17,589/mo
▼ 0.25% · 3.875%
HK$334,294
−HK$8,858/mo
Today · 4.125%
HK$343,152
baseline
▲ 0.50% · 4.625%
HK$361,240
+HK$18,088/mo
Deposit HK$27.50M · loan HK$64.17M · min. income ≈ HK$686,304/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,895,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,256
−HK$23,595/mo
▼ 0.25% · 3.875%
HK$387,960
−HK$11,891/mo
Today · 4.125%
HK$399,851
baseline
▲ 0.50% · 4.625%
HK$424,181
+HK$24,330/mo
Deposit HK$9.17M · loan HK$82.50M · min. income ≈ HK$799,702/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$3,895,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,581
−HK$22,615/mo
▼ 0.25% · 3.875%
HK$429,807
−HK$11,389/mo
Today · 4.125%
HK$441,196
baseline
▲ 0.50% · 4.625%
HK$464,452
+HK$23,256/mo
Deposit HK$9.17M · loan HK$82.50M · min. income ≈ HK$882,392/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$3,895,975 · Scale 2, in force from 26 Feb 2026)