LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,042
−HK$13,109/mo
▼ 0.25% · 3.875%
HK$215,544
−HK$6,607/mo
Today · 4.125%
HK$222,151
baseline
▲ 0.50% · 4.625%
HK$235,668
+HK$13,517/mo
Deposit HK$45.84M · loan HK$45.84M · min. income ≈ HK$444,302/mo (50% DSR)
Upfront cash ≈ HK$49.73M (deposit + AVD stamp duty HK$3,896,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,557
−HK$12,564/mo
▼ 0.25% · 3.875%
HK$238,794
−HK$6,327/mo
Today · 4.125%
HK$245,121
baseline
▲ 0.50% · 4.625%
HK$258,042
+HK$12,921/mo
Deposit HK$45.84M · loan HK$45.84M · min. income ≈ HK$490,242/mo (50% DSR)
Upfront cash ≈ HK$49.73M (deposit + AVD stamp duty HK$3,896,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,850
−HK$15,731/mo
▼ 0.25% · 3.875%
HK$258,653
−HK$7,928/mo
Today · 4.125%
HK$266,581
baseline
▲ 0.50% · 4.625%
HK$282,802
+HK$16,221/mo
Deposit HK$36.67M · loan HK$55.00M · min. income ≈ HK$533,162/mo (50% DSR)
Upfront cash ≈ HK$40.57M (deposit + AVD stamp duty HK$3,896,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,068
−HK$15,078/mo
▼ 0.25% · 3.875%
HK$286,553
−HK$7,593/mo
Today · 4.125%
HK$294,146
baseline
▲ 0.50% · 4.625%
HK$309,650
+HK$15,504/mo
Deposit HK$36.67M · loan HK$55.00M · min. income ≈ HK$588,292/mo (50% DSR)
Upfront cash ≈ HK$40.57M (deposit + AVD stamp duty HK$3,896,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,659
−HK$18,352/mo
▼ 0.25% · 3.875%
HK$301,762
−HK$9,249/mo
Today · 4.125%
HK$311,011
baseline
▲ 0.50% · 4.625%
HK$329,935
+HK$18,924/mo
Deposit HK$27.50M · loan HK$64.17M · min. income ≈ HK$622,022/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,896,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,580
−HK$17,590/mo
▼ 0.25% · 3.875%
HK$334,312
−HK$8,858/mo
Today · 4.125%
HK$343,170
baseline
▲ 0.50% · 4.625%
HK$361,259
+HK$18,089/mo
Deposit HK$27.50M · loan HK$64.17M · min. income ≈ HK$686,340/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,896,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,275
−HK$23,596/mo
▼ 0.25% · 3.875%
HK$387,980
−HK$11,891/mo
Today · 4.125%
HK$399,871
baseline
▲ 0.50% · 4.625%
HK$424,202
+HK$24,331/mo
Deposit HK$9.17M · loan HK$82.51M · min. income ≈ HK$799,742/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$3,896,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,603
−HK$22,615/mo
▼ 0.25% · 3.875%
HK$429,829
−HK$11,389/mo
Today · 4.125%
HK$441,218
baseline
▲ 0.50% · 4.625%
HK$464,476
+HK$23,258/mo
Deposit HK$9.17M · loan HK$82.51M · min. income ≈ HK$882,436/mo (50% DSR)
Upfront cash ≈ HK$13.06M (deposit + AVD stamp duty HK$3,896,175 · Scale 2, in force from 26 Feb 2026)